Flexi Health

Flexi Health

Flexi Health Insurance is an indemnity Health cover which provides you cost effective method of protecting against unexpected health issues with more control over your health care, choice of services and choice of doctor. A health insurance that moulds itself around your life. You can personalize your sum insured, premium mode and tenure under the policy. The product also covers you for alternate treatments besides alopathy. Stay healthy. Stay flexi

Key Benefits:

Flexible Premium Payment options

Flexible Sum Insured options: Rs. 1/ 2 / 3 / 5 / 7.5 / 10 / 15 / 20 / 25 Lakhs

Location based premium rating

Coverage on Individual and Family floater basis

Sum Insured Restoration up to 100%

Recharge Benefit

Additional Sum Insured for Road Traffic Accidents

Daily Cash Benefit for accompanying person expenses

Waiting period of only 36 months for Pre-existing conditions/Disease

Tax Exemption under Section 80D of Income Tax Act

Cashless facility at over 8100+ network hospitals

No Third Party Administrator. Direct Claim settlement

Lifelong Renewability

Policy Term:

One/Two/Three Years

Tenure based discount

Policy Term Long Term Discount for Single Premium payment

2 Year 5.00%

3 Year 10.00%

Premium Payment:

Easy Premium payment options to customer as below:

Single Premium payment prior to commencement date of cover

Annual Payment Mode

Monthly Payment Mode

Quarterly Payment Mode

Half-Yearly Payment Mode

Pre Policy Health Check up:

Applicable for persons above 50 years of age

Entry Age:

Adult - 18 to 65 Years

Children - 03 months to 26 years

Premium based on Location:

Tier 1 Locations: Mumbai, Chennai, Bengaluru, Kolkotta, New Delhi, Gurgaon, Hyderabad, Ahmedabad

Tier 2 Locations: Rest of India excluding Tier 1 Locations

Coverage Options:

Individual Cover

Insured can avail cover for all family members (Self, Spouse, Children, Parents, Parents in Laws and Siblings) on Individual Sum Insured Basis.
Each covered person will have an independent Sum Insured limit within the same policy.

Family Floater Cover

Self, Spouse and Children upto a maximum of 6 members can be covered on Family Floater basis.

Single Sum insured floats among the family members covered under the policy.

Coverage of Self is mandatory

Product Benefits: