Comprehensive Householder Package Policy

WHY BAJAJ ALLIANZ HOUSEHOLDERS PACKAGE POLICY?

Ever wish that all new houses came fully furnished as a norm rather than an exception? After all, package deals give you better value for money and save valuable time and effort in the process. Piecemeal purchases - furniture or pieces of art - are often impulsive, may not fit well with the overall decor of your house and over a period of time may become difficult to maintain. Home insurance plans are no different. You should not have to choose between protecting your house or the contents within. Our comprehensive householder policy covers both, depending on your needs!
Bajaj Allianz Householder Policy gives you all round coverage and is one of the most competitively priced home insurance plans available today. When it comes to protecting your dear ones, Home insurance plans provide you greater control and predictability in the face of adversity.

Whether you want to leave it behind as a legacy for your children or use it as an asset to secure a steady rental income, a home insurance plan is an asset that will serve you well.

COMPREHENSIVE HOUSEHOLDER INSURANCE FOR YOU

With Bajaj Allianz Householder Policy, other than an occasional coat of paint, any worries you might have about your home or property coverage will soon evaporate and you l feel financially more secure than ever before!

Key Benefits for Householder Insurance

Protects your property
The householder policy gives you a sense of continuity in case of a theft, fire or other natural and man-made calamities. From caves to multi-storied high rises, human living spaces have evolved in all dimensions- horizontal and vertical. While our ancestors relied on their tribe members for protection from the wild, we cannot rely on fortune or the goodwill of others to keep our homes or properties safe in today’s complex world.
Call it a sign of the times but risks to the safety of your property and belongings have grown exponentially. Landslides, fire, earthquakes, floods and other natural calamities were perhaps common even in the early ages, however, riots, theft and burglary, military conflict and other threats that exist today are unpredictable and can have long term consequences for your financial and psychological well-being. Bajaj Allianz Householder Policy is the answer to your needs.

Protection to your domestic and electronic appliances
If your trusty food processor or microwave suffers an electrical short circuit due to load shedding, your repair technician is probably your only hope for respite. However, if he opines that the appliance is beyond repair, you’d have to be content with fast food for a few days and even risk an upset stomach.
With Bajaj Allianz Householder Policy, you can ensure that any unexpected surprises from your household appliances are catered for. By averting a crisis such as this, you can ensure that you are spared the unpleasant frowns from your family and domestic help. Your kitchen would probably also wear a brighter look!
We wager that you’d have a much better day at work, knowing that your home appliances are covered under our Householder Policy.

Interests of the insured and their family members in a single policy
Our Householder Policy is designed as an all-purpose home insurance plan that provides comprehensive protection from a range of threats to your home and those who live within it. The wellbeing of your family probably occupies your mind a lot more than you might acknowledge, however rather than leaving it to chance, opt for a proven Householder Policy that provides affordable and comprehensive coverage .

[Online Householders Package Policy]

IMPORTANT POINTS TO NOTE BEFORE BUYING COMPREHENSIVE HOUSEHOLDERS PACKAGE POLICY

[INCLUSIONS]

01.Fire and Allied Perils
Covers against against the risk of loses or damages due to fire, storms, earthquakes and many more

02.Baggage Burglary and Theft
Covers against loss or damage caused by burglary and theft

03.Personal Accident
Provides protection to the insured against uncertainties such as accidental death, disabilities etc

EXCLUSIONS

01.If you suffer consequential or indirect losses such as loss of rental income due to a fire rendering your property unlivable for a certain period of time, we can only empathize with you.

02.With time, all things grow old and eventually must make way for the new. Depreciation or natural wear and tear is inevitable and therefore not covered under the terms of your House Holder Policy.

03.LPG cylinders, food grain and other types of consumables are beyond the scope of coverage under this home insurance plan.

04.For both work and play, we know that you need to be connected 24X7. As precious as your mobile phone or other communication devices are, we ask that you follow the manufacturer's instructions regarding fair use, however, this home insurance plan is not intended to cover them.

05.We highly recommend that you read the policy wordings of our householder policy carefully. There may be certain other exceptions under our terms of service that are also excluded from coverage under our home insurance plans.

Comprehensive Householder Insurance for You:

Predicting the future is best left to the experts; for the rest, Bajaj Allianz Householder Policy offers a way to secure homes from uncertainty. While modern homes are built to be more resistant to natural calamities, the possibility of damage cannot be entirely precluded. On the other end of the spectrum, the possibility of events such as theft or riots also need to be taken into consideration.
Just like uninvited guests, these natural and man-made threats may knock on your door at any time. While you may still treat unexpected relatives or acquaintances with courtesy, threats like burglars and miscreants need tough security measures and a high level of vigilance. The Comprehensive Householder Policy from Bajaj Allianz help you fortify your home and protect your family against such risks.

Consider this: Most Indians prefer extra locks, grilles and multiple doors over CCTV cameras and other forms of electronic surveillance systems to protect their homes. The simple padlock may be significantly cheaper than sophisticated home security technology but is also much easier for thieves to tackle.

Whether you're for or against adopting the latest home security systems, Bajaj Allianz Householder Policy serves as the last line of defense against the psychological trauma of financial loss, should the unthinkable happen to you.

For a nominal premium, our householder policy help you regain control after a tragedy and enable you to resume living a normal life once again. With friends and family rallying by your side for emotional support, our team at Bajaj Allianz moves quickly to settle your home insurance claims in a timely manner.