Home Insurance Policy In India

WHY CHOOSE BAJAJ ALLIANZ FOR YOUR HOME INSURANCE NEEDS

When it comes to home insurance, India has traditionally lagged behind. However, buying a home insurance policy is something that should be on top of your list as soon as you have settled into your new home. After all, you'd want nothing but the best home insurance policy in India to ensure that your new home remains secure for many years to come.
After all, the safety of your family is at stake, not to mention the lakhs and crores of rupees you have invested in your dream home. House insurance gives you a measure of certainty in an otherwise uncertain world.

Here's how Bajaj Allianz Home Insurance gives your home long lasting protection:

Fires, earthquakes, floods, landslides- things that mere boundary walls and barricades cannot hold at bay- have the potential to wipe out entire neighborhoods. Even if the intensity of such natural disasters is less, a slight tremor or short spell of heavy rain can damage expensive electronic devices and other appliances in your house permanently.

The risk of riots, theft or burglary cannot be fully discounted, either. A home insurance policy can be a silver lining in every adversity, whether natural or manmade.

Whether you're a tenant in a major metro or a small town, a house insurance policy can help you protect your belongings against a whole gamut of eventualities. Even if you prefer a minimalist lifestyle, with house insurance, your personal property such as laptops, televisions, furniture and other appliances are in safe hands.

If you cannot make up your mind whether to insure your home or its contents, cover both. This gives you the benefit of comprehensive coverage in an emergency and gives you complete peace of mind. Of course, if you're a tenant, you also have the option of insuring your contents.

Do you worry about whether your doors are safely locked when on vacation? We understand. The thought of burglars sneaking into your home can ruin the holiday mood. With Bajaj Allianz Home Insurance, you can get instant freedom from these compulsive thoughts. Bajaj Allianz Home Insurance secures your home and belongings from a variety of risks, even when you're travelling away from home for an extended period of time.

Is the price right is a fair question to ask. After all, it determines whether a purchase is justified or not. Well, we have taken special care to ensure that our Home Insurance coverage is affordable while providing comprehensive coverage for your needs. You can safely tick off the cost checkbox on your list of key attributes for house insurance. Our Home Insurance premium is competitive and value for money.

Lets face it. There are a lot of due dates that you have to keep up with at any given point in time. You might have a dozen reminders set up to remind you of those. Were sure home insurance premium and renewal and premiums are on the list too. But, times have changed and so should you. At Bajaj Allianz, wave done away with the need for constant renewals. You can choose Bajaj Allianz My Home Insurance Policy for up to 3 years and bid goodbye to the old fashioned way of renewing annually.

We give you unmatched convenience at an unbeatable price. Our competitive home insurance premium rates will leave you pleasantly surprised.

Actions, they say, speak louder than words. We know you like good deals and we don't want to disappoint you either! Comprehensive house insurance with deep discounts gives you the best of both worlds. With Bajaj Allianz, you can avail up to 20% discount on total home insurance premium, relieving the pressure on your wallet.

TYPES OF HOME INSURANCE
MY HOME
HOUSEHOLDERS

HOME INSURANCE FOR THE MODERN INDIAN

Owning your own home is both a privilege and a responsibility. Signing the purchase deed is just the beginning. Before you can call your home a home, there's a lot of work to be done. It is a process that can be as gratifying as it is back breaking. Poring through interior design magazines, consulting painters and designers, buying distinct art pieces from near and far and finally putting it all together into a wholesome ensemble can take many weeks, if not months.
Of course, no plan survives first contact with reality. You may still have to move the furniture around and tweak the lighting a few more times to get that perfect ambience before you are ready to throw open the doors to family and friends.

And a cause for celebration, it well and truly is! After all, you've brought a space that you can finally call your own; a matter of pride for most people. Considering the risks involved, you'd want to buy house insurance as soon as possible.


HOME INSURANCE THAT IS HERE FOR YOU
Secure your home and the contents inside it

Policy designed to cover various risk and contingencies faced by home owners
Affordable premium rates
Easy claim settlement process
Array of add on covers to choose from

Bajaj Allianz My Home Insurance Plans

My Home Insurance
Losing something valuable is always followed by a bout of sadness and despair. After the initial stage of shock wears off, you may have to do some strong willed stock taking of the loss incurred. With Bajaj Allianz House Insurance, you're assured of total peace of mind in terms of the financial impact of such losses. You might wonder as to the basis on which the extent of coverage is determined. After all, you'd expect good returns on the home insurance premium that you pay.

We offer 4 plans under Bajaj Allianz Home Insurance. They are as follows:

Indemnity Basis Plans: This implies that damage or loss to the insured property or item is compensated after a deduction for wear and tear.

Reinstatement Value Basis Plans: Here you get an identical replacement for the damaged article. Note, however, that the value and specifications of the replacement will essentially be equal to the one damaged, not any higher.

New for Old Basis Plans: The replacement cost is paid in full for items damaged beyond repair.

Agreed Value Basis Plans: Agreed value basis means the loss will be settled by us on the value of the property or content agreed by the insured at the time of purchasing the insurance policy.