Student Travel Insurance Plans

WHY DO I NEED STUDENT TRAVEL INSURANCE?

Leaving the nest is hard. Not only are you leaving behind the familiar comfort of your home but also the constant support of your family. It can get especially difficult at first because you are expected to focus on your education while adjusting to a new country all by yourself.
In a situation like this, you could use a solid support system that looks after your needs and our Student Travel Insurance does just that.

While studying in foreign universities gives you an edge in your career, a Student Travel Insurance takes care of unexpected expenses that might crop up anytime. Be it a medical emergency, loss of passport, loss of baggage or a visit from a family member in case of an emergency, a Student Travel Insurance is one of your most trusted friends in a foreign country.

Offering financial help in these situations, our customized Student Travel Insurance Policies give you the peace of mind in case of an eventuality. Thus, it allows you to focus on your studies and achieve your goals.

Our global expertise combined with local knowledge help us know your needs and we have tailored our Student Travel Insurance packages accordingly. Hassle free and quick disbursement of claims coupled with in-house international toll free and fax numbers ensure instant support whenever you need.

SPECIAL FEATURES OF BAJAJ ALLIANZ STUDENT TRAVEL INSURANCE
Instant On-call Support Anywhere in the World

BAJAJ ALLIANZ STUDENT TRAVEL INSURANCE OFFERINGS

Tawe offer a gamut of Student Travel Insurance Policies for you to choose from as per your needs. Our offerings include:

STUDENT COMPANION PLAN

The Student Companion Plan covers the cost of any medical treatment or exigency that you may face while studying abroad. We offer you three plans to choose from Standard, Silver, and Gold - based on the sum insured and the premium amount.



STUDENT ELITE PLAN

Our customized Student Elite Plan covers your trip abroad and takes care of health-related needs during your stay in a foreign country. This plan gives you three plans to choose from Standard, Silver, and Gold.



STUDENT PRIME PLAN

Loaded with premium features, our Student Prime Plan covers any medical emergency including hospitalization and other expenses for a fraction of the amount that you would need otherwise to shell out. The Student Prime Plan offers you seven options to choose from Standard, Gold, Silver, Platinum, Super Gold, Super Platinum, and Maximum.



IMPORTANT POINTS TO NOTE BEFORE BUYING STUDENT TRAVEL INSURANCE

I[NCLUSIONS]

1. Medical expenses, evacuation and repatriation
2. Emergency dental pain relief
3. Tuition fee cover
4. Personal accident
5. Accident cover to sponsor
6. Family visit
7. Personal liability
8. Bail bond insurance

EXCLUSIONS

1. Though each of our Student Travel Insurance is tailored to meet your
unique needs, there are certain exclusions under our policies.
2. Any existing medical condition or complication arising from it before the
commencement of the travel insurance plan period, or for which care,
treatment or advice was sought, received or recommended by the
physician
3. Routine physical or other examination where there no objective
indication or impairment of normal health
4. Medical expenses incurred after the end of the policy period
5. Suicide, attempted suicide or willful self-inflicted injury or illness,
anxiety/stress/depression/nervousness having no underlying physical
illness as a cause
6. Losses suffered due to venereal disease, alcoholism, drunkenness or
the abuse of drugs
7. Manual work or risky and hazardous occupation, self-exposure to an
unnecessary danger (barring in an attempt to save human life),
involving in any illegal or criminal act
8. Pregnancy, resulting in childbirth, abortion, miscarriage, or complication arising out of any of the foregoing
9. Medical expenses incurred due to experimental, unproven or non-standard treatment
10. Treatment by any other means other than modern medicine
(Allopathy}
11. Cost of spectacles, hearing aids, crutches, contact lenses and all other external appliances and/or devices whether for diagnosis or treatment
12. Late arrival of baggage when said destination is India
13. Loss or damage to your passport as a result of the confiscation or
detention by the concerned authorities
14. Loss which is not reported to the concerned police officials within 24
hours of the discovery of the loss, and in respect of which an official
report has not been obtained
15. Damages suffered due to your failure to take reasonable steps to
guard against the loss of passport

WHAT IF I NEED TO CANCEL MY TRAVEL INSURANCE POLICY?
Just as it easy to avail our Student Travel Insurance Policy, so is the way to cancel it. Given below is the cancellation procedure under three possible situations:

Before the Start of the Policy
Send us an email requesting cancellation.
Give us the policy number or schedule number, which required to take the process further.
Note that you need to pay Rs 250/- as cancellation charges in this case.

After the Start of the Policy Date and in case You Have Travelled
In this scenario, you need to send us the following documents to cancel the policy:
Proof that you've not travelled to a foreign country.
Photocopy or scan copy of all the pages of your passport, including the empty ones.
Reason for policy cancellation.
Visa rejection letter in case the embassy has rejected your visa.
Based on the approval from our underwriters, we will cancel the policy within one working day after receiving your email and the passport copy post start date.

After the Start of the Policy Date and in case You Have Travelled
In this case, an early return before the expiry of the policy period, we will retain the premiums as shown the table given below, and return the rest, subject to no claims incurred on the policy.