Individual Travel Insurance Online

Individual Travel Insurance Online

WHY DO I NEED TRAVEL INSURANCE?

Excited about leaving on a jet plane like the hit song from the 1960's? Escaping from the clutches of your monotonous daily routine is well and good but planning for travel emergencies needs to be more than an after hour
After you've drawn up a list of the things to do and places to see, it is time to find the best bargains on hotel stays or tour packages. And yes, swimming trunks or suits too (if the destination calls for it, that is)!

Once you've got that taken care of, it's time to think about some other essentials. What's that, you ask? Well, a plan for handling emergency situations, of course! An Individual Travel Insurance Policy must be a part of such a plan.

Travelling internationally has its fair share of risks. From loss of passport to delay in baggage arrival or medical emergencies, there are many things that can go wrong. Before you leave, evaluate the various risk factors term or duration of travel and personal liability exposure to assess the travel insurance protection that you need.

Consider this: Your baggage gets misplaced shortly after you arrive at your destination or you suffer a medical emergency and need immediate hospitalization. With no familiar faces around, an Individual Travel Insurance can help prevent your dream holiday into an unfortunate saga. Crisis averted!

Having Individual Travel Insurance also protects your finances and guarantees you peace of mind. If you need assistance while abroad, all you need to do is call our toll-free helpline. Our global network enables you to get speedy claims processing and settlement service wherever you may be.

Individual Travel Insurance Policy tops the list of must-haves when risks such as epidemics and natural disasters are considered, because it'll help you take care of the immense medical costs in such scenarios. Similarly, when faced with an emergency where you urgently need cash, our Individual Trip Plans give you adequate liquidity.

As a professional or a tourist, travelling to a different part of the world can be an exciting experience! With Bajaj Allianz Individual Travel Insurance, you can be sure that as you are leaving on a jet plane, you're also leaving all your travel worries behind!

Wondering how to get the most economical individual travel plan? Just visit our website to get the latest quotes, compare different trip plans and estimate premium payable with our travel insurance premium calculator. It really is as simple as it sounds!

SPECIAL FEATURES

We like to keep it subtle! In an emergency, Bajaj Allianz works behind the scenes to support you.

If you're in distress, all you have to do is to give a missed call from anywhere across the world. Our customer service specialists are available round the clock to assist you find solutions no matter where in the world you may be!

The individual travel insurance not only supports you at the time of distress but also covers you if there is a burglary at your home while you are away or if your trip gets cancelled or curtailed.

Quick Settlement Of Claims
At Bajaj Allianz, we have aligned our processes to ensure that claims can be settled quickly and efficiently. Leveraging world-class technology and systems, we take pride in having one of the fastest turnaround times in the Industry.

Travel Trip Delay Delight for Automatic Claim Settlement
Travel Trip Delay Delight, our mobile app has been designed to take care of your needs easily and effortlessly. The App has been designed to keep track of the claim status and initiate payouts in an automated manner.

INDIVIDUAL TRAVEL INSURANCE COVERS AND FEATURES
We know you like to have options when it comes to places to visit or things to see. Individual Travel Insurance is no different. At Bajaj Allianz, we have come up with individual travel insurance plans that offer value for money along with comprehensive coverage including personal liability protection and emergency cash advance. Here are the details:

Travel Companion Plan

Individual Travel Companion Plan
This is a basic travel cover that provides you with complete medical and health cover while you are travelling to an international destination. It provides Personal Accident coverage, medical and baggage loss coverage among a host of other options.
Whether or not you believe in travelling light, Travel Companion has you covered in a possible medical emergency. It's like having an angel on your shoulder wherever you go! Here are the details.

Individual Travel Prime Plan
This is a basic travel cover that provides you with complete medical and health cover while you are travelling to an international destination. It provides Personal Accident coverage, medical and baggage loss coverage among a host of other options.
Whether or not you believe in travelling light, Travel Companion has you covered in a possible medical emergency. It's like having an angel on your shoulder wherever you go! Here are the details.



Travel Prime Plan

[Individual Travel Prime Plan]
If you travel often, we recommend our Travel Prime Plan. It is specially designed to offer comprehensive coverage against most risks you might face during your international travels.
All medical eventualities including the cost of hospitalization and related expenses are covered under this plan. If you've travelling to a high risk country that has had an outbreak of a viral disease, Travel Prime can protect you from the burden of medical expenses incurred.
Your options under Travel Prime are as comprehensive as the potential risks of an international tour. From Hospitalization Daily Allowance, Accidental Death and Disability as well as Emergency Evacuation coverage, Travel Prime offers best in class protection that lets you enjoy your vacation the way you intend!
If you plan to go skiing in the Alps to indulge in parasailing, we suggest you follow your instructors directives very carefully. When it comes to travel insurance, Bajaj Allianz Travel Prime has got you covered. Yet, since insurance is a subject matter of the solicitation, we suggest that you read the terms and conditions equally carefully.




WHAT ARE THE SITUATIONS IN WHICH I AM OR I WON'T BE COVERED?

[INCLUSIONS]

01. Medical and hospitalization
02. Evacuation and repatriation
03. Loss/Delay of baggage
04. Loss of passport
05. Emergency cash advance

EXCLUSIONS
01. If you were suffering from pre-existing medical condition or a resulting
complication before the commencement of the policy.
02. If you want to go for normal health checkup without indication of any
adverse health condition
03. Medical expenses incurred after the expiry of policy tenure
04. Medical complications due to attempted suicide or self-inflicted injury.
05. Psychological disorders like anxiety/ nervousness/ stress that have no
underlying physical condition.
06. Treatment related to venereal diseases, drug abuse or alcoholism.
07. If you are involved in manual labor which is of hazardous nature or
engaged in an illegal or criminal activity.
08. Self-exposure to needless peril unless in an attempt to save the life of a
fellow human.
09. If opting for treatment using alternate or experimental methods that
have not been clinically recognized.
10. Some form of medicine other than modern medicine or Allopathy is
used for treatment.
11.Cost of appliances like hearing aid, spectacles etc. that are used either
for diagnosis or treatment.
12. Medical expenses incurred owing to complications arising out of
pregnancy like childbirth, abortion etc.
13. Delay of baggage is not covered while coming back to India.
14. There is loss or damage to your passport owing to its confiscation or
detention by the police, customs, military or any other government
authority.
15. If you fail to report your loss within 24 hours of its discovery and
thereafter fail to obtain an official report of the same.
16. If you lose your belongings because of your failure to take the
necessary steps to safeguard them.

HOW CAN I CANCEL MY TRAVEL INSURANCE?

As much as we'd like to continue our valued relationship with you, at
Bajaj Allianz we respect your decision to cancel and allow you to do so at any time!

[[Before The Commencement Of Your Policy]
n case you want to cancel your Individual Travel Insurance Policy before the commencement of the policy term you need to:

# Inform Bajaj Allianz of your decision to cancel the policy.
# Additionally, you also need to send an email requesting cancellation.
# Quote your policy number or schedule number in the email.

Please note that a cancellation charge is applicable.

After The Commencement Of Your Policy (If You Have Not Travelled)
You might wish to cancel the policy after its commencement owing to the fact that you have not travelled. In such a case, you should arrange to send the following documents to the insurance company-

# Proof that you have not travelled during the said period.
# Scan or photocopy of all pages of the passport including the blank
pages.
# The reason behind the cancellation of the policy.
# If visa rejection has led to trip cancellation, then a copy of the visa
rejection letter.

Based on the information shared, the policy would be cancelled within a working day of the receipt of all documents.

After The Commencement Of Your Policy (If Insured Has Travelled)
You might wish to cancel the policy after its commencement owing to the fact that you have not travelled. In such a case, you should arrange to send the following documents to the insurance company-

# Proof that you have not travelled during the said period.
# The reason behind the cancellation of the policy.
# If visa rejection has led to trip cancellation, then a copy of the visa
rejection letter

Based on the information shared, the policy would be cancelled within a working day of the receipt of all documents.

After The Commencement Of Your Policy (If Insured Has Travelled)
Don't get disheartened if your trip is curtailed! We are here to compensate for the remaining policy days!
If your tour has ended before the expiry of your travel insurance policy, you would be refunded for the remaining days. This return would be subject to the fact that there have been no claims during the policy period and as per rates in the following table-