Global Accident Insurance: Global Personal Guard

Global Accident Insurance: Global Personal Guard

WHY CHOOSE BAJAJ ALLIANZ GLOBAL PERSONAL GUARD?

Life is uncertain; it takes you through twists and turns with accidents that can strike anyone, at any time. Additionally, death or disability of a breadwinner due to an accident can create serious financial problems for your family and you may not be prepared for it. Bajaj Allianz General Insurance has a special health insurance plan to save you from such financial stress and to help you in your time of need, anytime and anywhere in the world.
Our Global Personal Guard provides extensive worldwide coverage against death, total permanent disability or partial permanent disability and any other injuries caused due to an accident. This health insurance plan also comes in handy against accidents while travelling abroad as it provides a global coverage.

WE OFFER A WHOLE LOT WHEN IT COMES TO GLOBAL PERSONAL GUARD
KEY FEATURES
Global Personal Guard offers protection against accidental injuries with the following features:

Covers accidental death and injury
Lifestyle modification benefit
Covers entire family
Long-term policy
Cumulative bonus
Sum insured options up to Rs 25 crore

THAT'S NOT ALL, HERE ARE ADDITIONAL BENEFITS WITH YOUR GLOBAL PERSONAL GUARD
We Provide Financial Cover Against Unforeseen Accidents With Various Other Benefits:


Accidental hospitalisation expenses
This is an optional cover that protects you against medical expenses incurred in case you are hospitalised for a minimum of 24 hours or have undergone any of the listed daycare procedures because of an accidental injury. Pre and post hospitalisation expenses are also covered in such a case.

Adventure sports benefit
This policy provides optional cover against death or permanent total disability caused by accidental bodily injury while engaged in any non-professional adventure sports under supervision.

Air Ambulance Cover
The optional air ambulance cover would pay for emergency air ambulance expenses from the accident site to the nearest hospital.

Children education benefit
Children education benefit is an optional cover that is payable towards the cost of education of your dependent children, in case you are permanently disabled or worse due to an accident.

Coma Cover
In case you are in a comatose state due to an accidental injury, this policy provides an optional cover up to the sum insured.

EMI Payment Cover
You can opt for this optional cover to insure your active EMI for 3 months in case of permanent partial disability due to an accidental injury, as per the policy terms.

Fracture Care
This optional cover is for expenses incurred for treatment of a fracture, up to Rs 5 lakh.

Hospital Cash Benefit
Under this optional cover, in case of hospitalisation due to an accidental injury, you are eligible for a daily benefit amount up to 60 days.

Loan Protector Cover
You can opt to receive an amount corresponding to the balance outstanding amount of your loan specified in the policy up to the sum insured opted under this optional cover.

Loss Of Income Due To Disability From Accident
This policy covers you against loss of income due to disability as a result of an accidental injury.

Road Ambulance Cover
This optional cover would pay at actuals for the emergency ambulance expenses incurred in case of hospitalisation due to accidental injury up to the sum insured.

Travel Expenses Benefit
In case of hospitalisation due to accidental injury outside your city of residence, this optional cover would pay for travel expenses of a family member, up to the sum insured opted.

IMPORTANT POINTS TO NOTE BEFORE BUYING GLOBAL PERSONAL GUARD INSURANCE
INCLUSIONS

01.Hospitalisation expenses
Covers expenses incurred in case of hospitalisation due to an accidental injury.

02.Adventure sports
Covers death or disability caused while indulging in adventure sports under supervision.

03.Fracture cases
Covers expenses incurred in case of a fracture caused due to an accident.

04.Emergency ambulance cover
Covers road and air ambulance expenses in case of an emergency.

05.Travel expenses
Covers travel of a family member, in case you are hospitalised due to an accident outside your city of residence.

EXCLUSIONS

01.Accidental bodily injury as a result of suicide, attempted suicide or self-inflicted injury or illness.

02.Accidental injury/death under the influence of liquor or drugs.

03.Accidental injury/death caused as a result of committing any breach of law with criminal intent.

04.Accidental injury/death as a result of engaging in aviation or ballooning, while mounting into, dismounting...

05.Accidental injury/death as a result of participating as the driver, co-driver or passenger of a motor vehicle during motor racing or trial runs.

06.Any curative treatments or interventions that you carry out or have carried out on your body.

07.Participation in any naval, military or air force operations whether in the form of military exercises maintained ...

08.Your consequential losses of any kind or your actual or alleged legal liability.

09.Venereal or sexually transmitted diseases.

10.HIV and/or any HIV related illness including AIDS and/or mutant derivatives or variations thereof however caused.

11.Pregnancy, resulting childbirth, miscarriage, abortion, or complications arising out of any of these.

12.Treatment arising due to war (whether declared or not), civil war, invasion, an act of foreign...

13. Treatment arising due to Nuclear Energy, Radiation.