SBI Life - Smart Wealth Assure

SBI LIFE - SMART WEALTH ASSURE

"When tomorrow is certain, today is beautiful."
1. Single premium
2. Market-linked returns
3. Insurance coverage

An Individual, Unit-linked, Non Participating Life Insurance Product.
"The Unit Linked Insurance products do not offer any liquidity during the first five years of the contract. The policyholders will not be able to surrender or withdraw the monies invested in Unit Linked Insurance Products completely or partially till the end of fifth year"
Is the fear of committing to years of premium payment holding you back from investing in a unit-linked insurance plan?

Now get the protection and wealth-creation benefits of a ULIP, with just a single payment.
SBI Life - Smart Wealth Assure, helps you enjoy market-linked returns along with insurance coverage, with only a one-time premium.

This plan offers -
1. Security - to protect your family in case of any eventuality
2. Flexibility - to manage the invested money and opt for accidental cover
3. Affordability - with a one-time premium payment for long term benefits
4. Liquidity - partial withdrawals from 6th policy year

Try our benefit illustrator below and see how you can gain from this plan.
Take this one step towards a future filled with possibilities.

HIGHLIGHTS
1. Unit Linked Plan
2. SBI Life - Smart Wealth Assure
3. Single Premium
4. Life Cover

Features & Advantages

Features
1. Market-linked returns along with insurance cover
2. One-time premium payment
3. Liquidity through Partial Withdrawal(s)
4. Option to choose from a mix of funds providing Market Linked Returns
5. Option to customize the product with Accidental Death Benefit Option

Advantages
Security
1. Ensure your family's financial protection

Flexibility
1. Choose between seven funds to suit your risk appetite and your changing investment needs
2. Get comprehensive coverage by availing the Accidental Death Benefit option

Affordability
1. Continue to receive benefits throughout the policy term with just a single payment

Liquidity
1. Make partial withdrawals from the 6th policy year to fulfill any unforeseen expenses

Avail tax benefits*

Plan Benefits

Maturity Benefit:
On completion of Policy Term, Fund Value will be paid.

Death Benefit:
Higher of the Fund Value or Sum Assured## is payable.

Accidental Death Benefit Option:
Provides additional death benefit if the death occurs as a result of an accident.

Sum Assured## Net of partial withdrawals

Tax Benefit:
Income Tax benefits/exemptions are as per the applicable income tax laws in India, which are subject to change from time to time. You may visit our website for further details here. Please consult your tax advisor for details.

Who can buy?



**Assumed rates of returns @4% and @8% p. a., are only illustrative scenarios at these rates after considering all applicable charges. These are not guaranteed and they are not higher or lower limits of returns. Unit Linked Life Insurance products are subject to market risks. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans and their future prospects or returns.

Unit Linked Life Insurance products are different from the traditional products and are subject to risk factors . The premium paid in Unit Linked policies are subject to market risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the policyholder/ insured is responsible for his/her decisions.

SBI Life Insurance Co. Ltd. is the name of the insurance company and SBI Life - Smart Wealth Assure is only the name of the unit linked life insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns. Please know the associated risk and the applicable charges, from your Insurance Advisor or the intermediary or the policy document from the insurer.

The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects or returns. Past performance of the Fund Options is not indicative of future performance. All benefits payable under this policy are subject to tax laws and other fiscal enactments in-effect from time to time, please consult your tax advisor for details.

*Tax Benefits:
Tax benefits are as per Income Tax Laws & are subject to change from time to time. Please consult your Tax advisor for details.
You may be eligible for Income Tax benefits/exemptions as per the applicable income tax laws in India, which are subject to change from time to time. You may visit our website for further details here. Please consult your tax advisor for details.