But people with diagnosed conditions and other health problems usually find it difficult to get access to life cover.
Term Insurance specially designed for individuals with existing medical conditions
A term plan that covers you even with existing health conditions
When it comes to our family, we always want to give them the best that life has to offer. But people with diagnosed conditions and other health problems usually find it difficult to get access to life cover. We understand your need to protect your family and that is why we have designed ICICI Pru Precious Life.
ICICI Pru Precious Life is specially designed to offer life cover to individuals who have existing health problems such as diabetes, cholesterol, high blood pressure, or those who have undergone critical surgeries such as angioplasty or open-heart surgery.
Key benefits of ICICI Pru Precious Life
Life cover for individuals with existing health problems such as obesity, diabetes, high BP, asthma, and even for those who have successfully recovered from cancer or any other surgeries.
Option to enhance your safety net with Accidental Death Benefit.
Need Based Benefit Payout
Choose to receive the benefit amount as a lump sum or as monthly income or a combination of both.
You have the flexibility to pay the premium once, for a limited period or throughout the policy term.
Our existing customers enjoy a discount on the first yearâ€™s premium for this product. The discount is 5% for Regular Pay policies and 2% for Limited Pay policies.
Premium paid and benefits received are eligible for tax benefits U/S. 80C and 10(10D)
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