Goods Carrying Vehicle

Goods Carrying Vehicle
Economies depend on goods being transferred across the country and the world. Goods carrying vehicles are the real heroes but can experience downtime due to strenuous journeys. With HDFC ERGO, be rest assured of minimum interruption and maximum care for the vehicles.

What's Included?

Accidents
Accidents are uncertain. Did your vehicle get damaged due to an accident? Don't panic! We cover it!Fire & Explosion
Fire & Explosion
Boom! Fire may hamper your vehicle partially or totally. Whatsoever be the loss due to Incidents of fire and explosion, do not worry we can handle it!

Theft
Theft
Your vehicle got stolen? Sounds quite unfortunate! Before you fret over it, let us inform you we will secure it!

Calamities
Calamities
Havoc due to earthquake, landslide, floods, riots, terrorism etc. may take a toll over your vehicle. Stay calm, as we stay undeterred near you by protecting your vehicle from natural and man made calamities.



Personal Accident
In case of injuries due to vehicle accidents, we cover all your treatments and make sure you are healthy and lively above anything else! We also offer coverage to your co-passengers with a slight change in the premiums!

Third Party Liability
Third Party Liability
Any accidental death or bodily injuries caused to the third party by the policyholder who is at fault is covered. The policy also covers all the damages done to any kind of third party property.

What's Not Covered?

Depreciation
We do not cover depreciation in the value of the goods carrying vehicle over time.Electrical & Mechanical Breakdown
Electrical & Mechanical Breakdown
Any electrical or mechanical breakdowns remain uncovered under our goods carrying vehicle insurance policy.

Illegal Driving
Illegal Driving
Your goods carrying vehicle insurance goes out of action if you do not possess a valid driving license. Driving under the influence of drugs/alcohol remains out of car insurance coverage scope.