A Comprehensive Bike Insurance is one of the most valuable types of bike insurance that covers both third-party liabilities and damages to your own bike as well.
What is Two Wheeler Insurance Online?
Two wheeler insurance, or bike insurance, is an insurance policy that helps you to cover against damages that may happen to both you and to your two-wheeler due to events like accidents, thefts, fires, or natural disasters. You will also get protection against liabilities arising due to damages to any third-party vehicle, property or person. A two-wheeler insurance covers different types of two-wheelers, like motorcycles, mopeds, scooters .
Why do you need Two Wheeler Insurance?
Two-wheeler sales in India reached an all-time high as of 2019, when India's auto industry sold some 21 million units. This figure is almost double the 2011 sales, when just 11.77 million two-wheeler units were sold in India. This data alone speaks for the volumes of two-wheelers in India!
With so many two-wheelers muddling across cities, accidents are prone to happen. Perhaps that's why, at least having a Third-Party Bike Insurance is mandatory by law. This way, if you run into a third-party vehicle or someone bumps into you, you will be covered against any damages and losses caused.
Digit provides two-wheelers with three kinds of bike insurance policies. From the complete Comprehensive Cover to standalone Third-Party and Own Damage Bike Insurance Policies as well.
The best part? Comprehensive Bike Policies can further be customized by opting for add-ons that help protect your bike in all possible situations. All this within just a few minutes to spare online, and well take care of the rest!
What's Covered in Two Wheeler Insurance by Digit?
Accidents: Damages and losses that may arise due to an accident or collision
Bike Theft: Covers for your losses in case your two-wheeler is unfortunately stolen!
Fire: Damages and losses to your two-wheeler in case of an accidental fire!
Natural Disaster: Damages caused to your two-wheeler due to nature's many furies, such as due to floods, cyclones, etc.
Personal Accident: Covers for your expenses in cases where you've hurt yourself too bad!
Third Party Losses: When a person, a vehicle or a property is hurt or damaged due to your bike's actions.
Two Wheeler Insurance plans that fit your needs
Third Party
A Third-party Bike Insurance is one of the most common types of bike insurance in which only damages & losses caused to a third-party person, vehicle or property are covered.
Comprehensive
A Comprehensive Bike Insurance is one of the most valuable types of bike insurance that covers both third-party liabilities and damages to your own bike as well.
PA to Paid Driver
Engine And Gearbox Protection
Compulsory PA Cover for Owner Driver
Legal Liability to Paid Driver
Roadside Assistance Cover
Passenger Assistance Cover
Zero Depreciation Cover
Return To Invoice
Loss of Personal Belongings
Tyre Protect Cover
Key Loss Cover
PA For Unnamed Passenger
Protection of NCB
Consumables Cover
1 | 2W Comprehensive | 3 yr TP + 3 yr OD |
2 | 2W Comprehensive | 1 YEAR |
3 | 2W COMPREHENSIVE | 5 yr TP AND 1yr OD |
4 | 2W Comprehensive | 2 yr TP + 2 yr OD |