Kotak Accidental Death Benefit Rider

Kotak Accidental Death Benefit Rider

Life is always uncertain and you will never know what's next, insurance is a way to protect your family in such uncertainties. By attaching Kotak Accidental Death Benefit Rider (hereafter referred as Rider) to the base plan, you can enhance the existing protection available under base plan at affordable rates.

Key Features
* Flexibility to pay premiums as per convenience - Single, Limited and Regular Pay options
* Comprehensive protection till the end of policy term of the base plan
*Rider sum assured payable in case of accidental death
* Option to select Rider either at inception or at any policy anniversary

Benefits:
On death due to accident*: On death of life insured due to accident within 120 days from the date of accident and the beneficiary proving the same to the satisfaction of the Company, the Accidental Death Benefit Rider Sum Assured (hereafter referred as Rider Sum Assured) will become payable subject to the conditions mentioned under Terms & Conditions.

*Accident is defined as a sudden, unforeseen and involuntary event caused by external, visible and violent means.

At maturity: There is no maturity benefit payable under this Rider.

Eligibility