Kotak e-Invest

Kotak e-Invest

Individual, Unit-Linked, Non-Par, Endowment Life Insurance Plan

"IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER"

The Unit Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to withdraw or surrender the monies invested in Unit Linked Insurance Products completely or partially till the end of the fifth year from inception.

You have your goals set in life and are working hard to achieve them. In this journey, it is important that your hard earned money is invested in the right funds at minimal cost. Keeping this in mind, Kotak Life Insurance introduces Kotak e-Invest - a comprehensive Unit Linked Life Insurance Plan that can be customized as per your goals and requirements. To take care of various needs, we have designed an insurance plan that can be customized to meet your needs- whether it is protection; investment; financial security for child; retirement planning - this is an all in one solution.

Key features

Zero Premium Allocation Charge:
o 100% allocation of your premiums, which you pay is fully invested into the funds.

Enhance Your Fund Value Through Yearly Additions
o Starting from end of 6th policy year onwards till maturity or death whichever is earlier based on the plan options.

Return of Mortality Charges
o 25% to 200% of Life Cover charges deducted will be added to the fund value on survival of Life Assured till maturity, on maturity date based on the policy term chosen (if applicable).

Multiple plan options to choose from-
o Maximiser - This option is aimed at maximizing your returns for the money invested.
o Rising Star option offers Triple Protection Benefit on parent's death through lump sum payout, monthly income and policy continuation till maturity
o Retire Rich Option cover till the age of 99 years

Boost Long Term Savings Through Retirement Income along with Income Booster
o Ensuring your expenses after Retirement are taken care of.

Provides flexibility to choose from two Investment Strategies
o This plan enables you to choose the funds that suits your risk profile. It offers you the flexibility to choose from 2 Investment Strategies: (1) Self - Managed Strategy and (2) Age Based Strategy

Eligibility