Future Generali Money Back Super Plan (POS Variant)

Future Generali Money Back Super Plan (POS Variant)

An Individual, Non-Linked, Non-Participating (without profits), Savings, Life Insurance Plan.

There are different things to look forward to as you enter different stages of your life. Be it your marriage, a dream vacation, your child's birth or a comfortable retired life. And you want to ensure that these dreams are not compromised even if you are not around. What you need is adequate funds which are readily available at regular intervals and a life insurance cover to financially protect your family's dreams and future.

We understand your needs and are committed to provide the right solutions that cater to your different life stages. Introducing the Future Generali Money Back Super Plan, a savings life insurance plan which offers guaranteed money backs at defined intervals along with the benefit of a life insurance cover. With the promise of stable returns and adequate protection coverage, you can now prepare for a comfortable life.

Why go for the Future Generali Money Back Super Plan?

Enjoy guaranteed benefits on death, survival and maturity.

A Regular pay product with guaranteed money backs at defined intervals that can be used to take care of planned financial milestones or unplanned expenses.

Two Plan Options
Choose from two plan options i.e. Option 1 & Option 2, based on your planned financial milestones. These options vary by Sum Assured and the amount of Survival Benefit payable.

Survival Benefits
Enjoy Survival Benefits during the policy term based on the category chosen within each option:

1. Platinum: Every year from the end of 6 year till the end of (Policy term minus 1) years.

2. Gold: Every year from the end of 8 year till the end of (Policy term minus 1) years.

3. Silver: Every year from the end of 10 year till the end of (Policy term minus 1) years.

Guaranteed Additions

The plan offers Guaranteed Additions at a simple rate as a percentage of the Sum Assured for each completed policy year, starting from the end of 8th Policy year till the end of the policy term, subject to payment of all due premiums.

You can buy this plan up to the age of 55 years without any medical examination.

Tax Benefits

You may be eligible for tax benefits on the premium(s) you pay and benefit proceeds, according to the provisions of Income Tax laws as amended from time to time. These benefits are subject to change as per the current tax laws. Please consult your tax advisor for more details.

How can you buy the Future Generali Money Back Super Plan?

Step 1

Choose the duration of cover or the policy term as per your need

Step 2

Select from the two options (Option 1 & Option 2) and the available category for selected policy term that works best for you. The Option and Category chosen at inception of the policy cannot be subsequently changed during the term of the Policy.

Step 3

Now that you have chosen your Option and Category, decide on the amount of Annualized Premium. Your Sum Assured is a multiple of Annualized Premium (excluding the applicable taxes, rider premiums, loadings for modal premium and underwriting extra premiums, if any), which depends upon the Option and Category chosen. The amount of Survival Benefit and Guaranteed Additions are a percentage of Sum Assured and will depend upon the Option and Category selected.

Step 4

Fill the proposal form (application form) and complete the documentation process.

Step 5

Finally pay your premium amount and head towards a financially secure future.