Future Generali Assured Advantages

FUTURE GENERALI ASSURED ADVANTAGE SOLUTION

If you are looking to secure and potentially grow your money to achieve your financial goals along with a life cover you need to start today. Choose a solution that suits your financial abilities and helps you work towards your big plan.

Introducing Future Generali Assured Advantage Solution, a combination of two life insurance plans that gives you an assured income along with market-linked returns. You can use the guaranteed** income to maintain your family's lifestyle. As per your life stage and risk-taking ability, you can choose from 7 investment funds and get returns on your savings based on market performance. Now you can invest in an easier, guided and more disciplined approach and confidently look forward to getting the most with the right investment choices, while being protected at the same time. Future Generali Assured Advantage Solution empowers you to successfully move towards your financial aspirations and give the best gift you can to your family.

KEY BENEFITS OF ASSURED ADVANTAGE SOLUTION

Get protection^^ of capital and enjoy market linked as well as assured returns through a combination of guaranteed** and non-guaranteed life insurance plans

Get guaranteed** income for 15 years^ plus a guaranteed lump sum along with the potential market upside^^ at the end of 15th year

Maximise your returns by investing~ in any of the 7 investment fund options available

Get a life cover that safeguards your family's financial milestones

Flexibility to take a loan## against the policy or partially withdraw# the fund, in case of a financial emergency

Get tax benefits as per the prevailing laws+



HOW DOES THIS SOLUTION WORK?

This solution is a combination of two plans:

1. Future Generali Assured Income Plan - An Individual, Non-Linked, Non-Participating (Without Profits), Savings, Life Insurance Plan.

2. Future Generali Bima Advantage Plus - An Individual, Unit Linked, Non-Participating (Without Profits), Life Insurance Plan.

The premium you decide to pay is distributed equally between these two plans.

Future Generali Assured Income Plan pays a regular income after the premium payment term including an additional benefit* with the last instalment and Future Generali Bima Advantage Plus pays you fund value on maturity at the end of 15th year.

^^This is a solution under which a ULIP is purchased along with a Non-Linked, Non-Participating Plan. While investment in ULIP is subject to market risks, you can get guaranteed returns under a Non-Linked, Non-Participating Plan. By taking both ULIP and Non-Linked, Non-Participating Policies at the same time, you will be able to get a guaranteed payout under the Non-Linked, Non Participating plan where the sum total of guaranteed payouts is more than the sum total of premiums paid under both the policies, subject to payment of premiums from time to time and keeping the Policy in force, as per Terms & conditions of the Policy. **Provided you have paid all due premiums on time. ^After the completion of the premium payment term. +Tax benefits are as per the Income Tax Act 1961, and are subject to the amendments made thereto from time to time. You are advised to consult your tax consultant. ~As per your risk appetite. #Under Future Generali Bima Advantage Plus, partial withdrawals can be made after the completion of a lock-in period of 5 policy years from the policy commencement date. ##Under Future Generali Assured Income Plan, you may avail a loan after your Policy acquires surrender value. Your loan amount can be up to 85% of the surrender value. For more details please refer product brochure. *Additional benefit depends upon the life assured's age at entry.





The premium mentioned above is for a normal standard male excluding taxes/ loading/rider premium. Fund opted: Future Opportunity Fund (100% allocation). **Provided all due premiums are paid on time. ^^Some benefits are guaranteed and some benefits are variable with returns based on the future performance of your life insurance company. If your policy offers guaranteed benefits then these will be clearly marked "guaranteed" in the illustration table. If your policy offers variable benefits then the illustration will show two different rates of assumed future investment returns, of 8% p.a. and 4% p.a. These assumed rates of return are not guaranteed and they are not the upper or lower limits of what you might get back, as the value of your policy is dependent on a number of factors including future investment performance.