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The policy term is one year and is available to any proposer between the ages of 15 to 65 years.
Salient features of the policy
The policy term is one year and is available to any proposer between the ages of 15 to 65 years.
There are 2 sections under the policy
Section 1- hospitalization cover and
Section 2- Personal accident cover. Reimbursement of Hospitalization expenses up to Rs.10000/- or 20,000/- to an individual member.
Section II: Personal Accident
Personal Accident Insurance:
Coverage against death and permanent total disability of the insured (as named in the schedule) due to accident for Rs.10000/-
TRANSPORTATION: Reimbursement of the cost of transportation of Insured to hospital up to Rs.250/- during policy period (Subject to admissibility of claims).
MEALS:
Reimbursement of the cost of meal for the insured patient not exceeding Rs.50/- per day of hospitalization and not exceeding Rs.500/- during policy period (subject to admissibility of claims)
PREMIUM:
For Individual - Rs.126/- or 252/- based on SI opted.
Service Tax - As per provision.
TPA Charges - As per norms.
Pre-existing diseases covered after four consecutive renewals.
Hospitalization expenses incurred for donating an organ by the donor (excluding cost of organ) to the insured person, is covered
Ambulance charges covered
Tele-medicine Expenses.
Mental Illness Cover.
Modern treatments and advanced surgeries.
Free Look Period- A period of 15 days from the date of receipt of the policy to review the terms and conditions of the policy and return the same, if not acceptable.
Grace period of 30 days is allowed for payment of renewal premium.
