Fish In Ponds (Embankments)

APPLICABILITY
This policy shall cover fish in ponds, bunds and other allied items like sluice gates (Inlets-outlets) etc.

PERILS COVERED
1. Fire

2. Flood, Cyclone, inundation, typhoon, tempest, tornado and hurricane.

3. Lightning

4. Explosion/Implosion caused by Centrifugal forces.

5. Impact by any Rail/Road Vehicle or animal.

6. Aircraft, and other aerial and/or space devices and/or articles dropped there from, excluding destruction or damage occasioned by pressure waves caused by such devices.

7. Riot, Strike, Malicious and Terrorist Damage as per clause printed herein.

8. Earthquake, volcanic eruptions and other convulsions of nature.

PREMIUM
1% per annum (Gross).

EXCLUSIONS
This insurance does not cover:

(a) Loss by theft or after the occurrence of any insured peril except as provided for in RSMTD Clause.

(b) Loss or damage to property occasioned by weakness in strength i.e. without operation of insured peril, consolidation of soil and natural erosion.

(c) Loss or damage occasioned by or through or in consequence of
(i) destruction of property by order of any public authority;
(ii) subterranean fire.

(d) Loss or damage directly or indirectly caused by or arising from or in consequence of or contributed to by nuclear weapons or material.

(e) Loss or damage directly or indirectly caused by or arising from or in consequence of or contributed to by ionizing rations or contamination by radioactivity from any nuclear fuel or from and nuclear waste from the combustion of nuclear fuel. For the purpose of this exclusion, only combustion shall include and self sustaining process of nuclear fission.

(f) Any loss or damage occasioned by or in consequence directly or indirectly of any of the following occurrence, namely:-

(i) war, invasion, act of foreign enemy, hostilities or warlike operations (whether war be declared or not) and civil war.

(ii) Mutiny, Civil commotion assuming the proportions of or amounting to a popular rising, military rising, insurrection, rebellion, revolution, military or usurped power, martial law in state of siege of any of the events or causes which determines the proclamation or maintenance of martial law or state of siege.

(iii) Burning, whether accidental or otherwise, Forest, bush and jungles and the clearing of lands by fire.

(iv) Natural erosion and consolidation of bunds.

(v) Erosion due to normal wave action of water in the bond.