Shriram Critical Illness Care rider can help you make the adjustments to your lifestyle that you may either want, or need, to make after suffering a serious illness.
Shriram Critical Illness Care Rider
SHRIRAM CRITICAL ILLNESS CARE RIDER
In this policy, the investment risk in the investment portfolio is borne by the policyholder.
The Linked Insurance products do not offer any liquidity during the first five years of the contract. The policyholders will not be able to surrender/withdraw the monies invested in Linked Insurance Products completely or partially till the end of fifth year.
BENEFITS UNDER THE RIDER*
Shriram Critical Illness Care Rider is a linked rider which covers SIX major critical illnesses- cancer of specified severity, first heart attack - of specified severity, Stroke resulting in permanent symptoms, Kidney failure requiring regular dialysis, Open chest CABG, and Major organ /bone marrow transplant.
The rider pays 100% of the Critical Illness Care rider sum assured in the event of the life assured being first diagnosed with any of the covered critical illnesses any time after 90 days from the date of commencement/revival and life assured survived for at least 30 days from the date of first diagnosis. First diagnosis shall relate to the first diagnosis during the policy term.