UNITED INDIA
Rural Insurance Policies
Rural Insurance Policies

Gramin-Accident-Policy

Any Individual aged between 10 -70. Policy can be availed for an amount of Rs.5 0 sum insured.

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We Cover
Any Individual aged between 10 -70.

Who can be insured ?
Policy can be availed for an amount of Rs.5 0 sum insured.

Insured against What Risks ?
Death

Permanent total disablement

Total and irrecoverable loss of use of limb

Loss of eye sight due to accidental injury.

WHAT WILL POLICY PAY AND HOW MUCH?
In the event of accidental injury it provides compensation as follows

Death or permanent total disablement - 100% of sum insured.

Loss of two limbs or two eyes or one limb and one eye - 100% of sum insured.

Loss of one limb or one eye - 50% of sum insured.

WHAT WILL POLICY NOT PAY?

The policy will not pay under below cases:
No compensation is payable for any disablement that exists at the time of taking the policy. No payment will be made in excess of the sum insured for each individual.

Intentional self-injury.

Suicide or attempted suicide.

Whilst under the influence of intoxicating liquor or drug.

Whilst racing on wheels.

Hunting.

Big game shooting.

Mountaineering or whilst engaged in winter sports or resulting from the insured committing any breach of law with criminal intent.

War and nuclear perils

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