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Personal Accident for the students and their parents/guardians. College tuition fees as well as the boarding and lodging (hostel) fees.
WHAT CAN BE INSURED
Personal Accident for the students and their parents/guardians.
College tuition fees as well as the boarding and lodging (hostel) fees.
Hospitalization expenses.
Loss of baggage/personal effects of the student.
WHO CAN TAKE INSURANCE
Students can take this policy on their own (Individual Policies) or the Educational Institutions can take the policy for the students of their organisations.
The policy is offered to educational institutions offering professional courses as well.
RISK COVERED AND PREMIUM RATING
THE RISKS COVERED
Covers against Death or Permanent Total Disablement on account of an accident for both the insured student and named parent/guardian.
Reimburses the actual tuition and hostel fees for the uncompleted years of study after the death /Permanent Total
Disability of the Named parent/Guardian.
Reimburses Hospitalization expenses following any unforeseen ailment/accident for the student.
Loss of personal baggage of the student.
POLICY EXCLUSIONS
Loss or damage directly or indirectly caused by or contributed to by or arising from:-
Gross negligence violation of rules/guidelines framed by the school/college authorities Outbreak of rivalry/dispute/violence among the group for any reason whatsoever.
War nuclear group of perils.
Suicide or attempt thereat self-inflicted injuries aggravation of an accidental injury resulting from non-adherence to medical advice directions etc (discontinuing or irregular intake of medicines).
Death or disablement due to pregnancy or child birth.
Pre-existing Diseases in case of hospitalization.
