UNITED INDIA
Property Insurance
Property Insurance

Lift-Insurance-Policy

Any lift used for carriage of passengers/goods including hoists fitted in offices multi-stored business and residential complexes hospitals/theatres etc. Lift includes the operating plant machinery s

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WHAT CAN BE INSURED
Any lift used for carriage of passengers/goods including hoists fitted in offices multi-stored business and residential complexes hospitals/theatres etc.

Lift includes the operating plant machinery safety appliances devices doors etc.

WHO CAN TAKE INSURANCE
Owners/managers of the establishments cited above where lift/s exist and are used by public.

RISK COVERED AND PREMIUM RATING

RISK COVERED
Legal liability to any third party arising out of the use of the lift such as:

Liability for third party injury including death

Loss/damage to third party property ( not carried in the lift)

Loss/damage to wearing apparel/personal effects of any third party

PREMIUM
Premium Computation:
Premium Rate/Table

POLICY EXCLUSIONS
Loss/damage/liability in respect of

War group of perils nuclear perils riot and strike.

Earthquake flood storm typhoon cyclone volcanic eruption and similar perils.

Liability assumed by the insured by agreement.

Consequential loss of any kind damage to building by vibration withdrawal of support construction repair or alteration.

Fire explosion bursting of boilers

Any claim in respect of a member of insured's family or in the insured's service

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