Compact--Policy

WHAT CAN TAKE INSURANCE
Commercial Establishments like
Offices
Hotels
Hospitals
Nursing Homes
Schools
Colleges
Cinema Theatres
Any other non manufacturing/non industrial unit excluding shops and warehouses can avail this policy.

RISK COVERED AND PREMIUM RATING

THE RISKS COVERED
Building and contents against Fire and allied perils

Burglary and house breaking & Theft

Mechanical and electrical breakdown

Breakdown of electronic appliances Laptop Computers Cellular Phones and Mobile insurance

Money in Transit safe and tills

Personal accident to employees

Infidelity/ dishonesty of employees

Legal liability to third parties

Legal liability to employees

Fixed glasses/ Sanitary fittings

Neon sign/ hoarding

PREMIUM
Premium Computation:
Premium Rate/Table

POLICY EXCLUSION
Damage due to subterranian fire occasioned by its own fermentation or undergoing any heating or dying process.

Damage to any electrical machine apparatus fixtures or fittings arising from or occasioned by

1)Overrunning

2)Excessive pressure

3)Short circuiting

4)Arching

5)Self heating

6)Leakage of electricity (lightning included)

Damage to property by members including partners of the insured's business or profession or household acting as principal or accessory