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The policy covers the risks of Personal Accident and loss of Baggage of the insured spouse and dependent children covered during the period of outstation travel with in India from the declared place.
We Cover
The policy covers the risks of Personal Accident and loss of Baggage of the insured spouse and dependent children covered during the period of outstation travel with in India from the declared place of departure(includes places of sojourn).
Coverage available for a single round of travel to the places declared up to the scheduled date of return . Cover available for journeys less than 60 days.
WHAT CAN BE INSURED
Below are the sections:
Section I
PERSONAL ACCIDENT
Risk Up to Rs.1 lakh per head with reimbursement of reasonable actual emergency incidental expenses up to Rs.1000/- per head both as defined in the policy.
Bodily injury sustained by the insured arising out of an accident resulting in death or disablement within 12 calendar months of the accident will be indemnified.
Section II
BAGGAGE
Loss or damage to the personal effects carried as accompanied baggage due to fire riots strike terrorism malicious damage theft burglary for the actual value of the articles but not exceeding Rs.500/- per article unless specifically declared.
