Baggage-Policy

We Cover
Our Baggage Insurance Policy covers all accompanied baggage during a journey like suitcases trunks etc. containing the baggage and additions during the journey.

What is insured
It covers accompanied baggage(not dealers' stock or travellers samples) during a specified journey (including air travel).Suitcases trunks etc. containing the baggage and additions can also be insured provided they are declared specifically before the commencement of the journey.

The policy provides cover against loss or damage to accompanied personal baggage due to fire riot and strike terrorist activity or theft or accident during the course of journey including stoppages en route anywhere in India.
Insured and insured's family members in respect of their baggage as specified above.

What will policy pay
The policy pays for the contents of the baggage damaged/lost due to any of the perils stated above on a strict basis of indemnity.

WHAT IS NOT INSURED?

The policy does not cover loss or damage:
To articles of consumable nature cash securities jewellery precious stones furs watches etc.

To any property conveyed/transported by a carrier under receipt

Due to depreciation wear and tear consequential loss legal liability theft from unsecured car

Due to war perils nuclear perils moth vermin or while cleaning repairing.