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This Policy contains four sections to cover the dwelling contents tools implements hospitalization personal accident death and permanent total disablement of the proposer.
ABOUT THE POLICY
This Policy contains four sections to cover the dwelling contents tools implements hospitalization personal accident death and permanent total disablement of the proposer.
SECTION 1
Covers to dwelling contents like tools and implements against fire and special perils including earthquake.
SECTION 2
Hospitalization cover to the proposer and family members should not exceed 7 nos. including dependent parents.
SECTION 3
Death and permanent disablement cover due to accident.
SECTION 4 (Optional)
Death cover to cattle sheep/goats of the proposer due to accident and disease.
WHAT WILL POLICY PAY AND HOW MUCH?
Sum insured
Market value and NO INCREASE OF SUM INSURED WILL BE CONSIDERED DURING THE CURRENCY OF THE POLICY.
WHAT WILL POLICY NOT PAY?
Conditions and exclusions as per Fire & Special Perils Policy Swasthya Bima Policy Personal Accident Policy and Cattle Policy.
Section IV-Age group
Cow 2-10 years Buffaloes 3-12 years Bullocks 3-12 years Calves 4 months to the date of first calving or 32 months whichever occur earlier Sheep and Goat: 4 months to 7 years.
Maximum Group discount: 30%
ST: as applicable.
