OMP-for-Employment-and-Studies

We Cover
Policy covers expenses incurred towards medical treatment for accident / disease sustained during overseas trips.

Who can be Insured ?
Persons going abroad on employment and study.

Insured against what risk ?
Medical expenses.

WHAT WILL POLICY PAY AND HOW MUCH?

Policy pays through below plans:

PLAN - C EMPLOYMENT & STUDY (EXCLUDING USA & CANADA)
AGE LIMIT: 5 years to 60 years

TRIP LIMIT: Minimum 2 months Maximum 12 months and for renewals minimum 1 month and maximum 12 months.



PLAN - C EMPLOYMENT & STUDY (EXCLUDING USA & CANADA)
AGE LIMIT: 5 years to 60 years

TRIP LIMIT: Minimum 2 months Maximum 12 months and for renewals minimum 1 month and maximum 12 months.



Other benefits like repatriation of remains and reunion expenses will also be covered subject to policy limits in both the above plans

WHAT WILL POLICY NOT PAY?

Policy will not pay under below circumstances:
Any diseases existing / treated prior to one year of commencement of risk whether declared or not.

For children aged 5 and under treatment relating to :-Mumps chicken pox measles German measles spina bifida whooping cough Diphtheria Poliomyelitis menimaitis and scarlet fever.

Involving travel against medical advise travel for treatment terminal prognosis / awaiting special treatment.

Cosmetic surgery pregnancy related costs AIDS.War perils nuclear perils.

Suicide or attempted suicide.

Examination / treatment in India or expenses incurred outside country of study / postings(This does not prejudice emergency evacuation on medical grounds)