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ICICI Pru iCare II provides protection to your family. It ensures that they will lead their lives comfortably without any financial worries, even in your absence.
ICICI Pru iCare II
A Term Insurance Plan
Why is ICICI Pru iCare II special?
Secure your loved ones' future even in your absence
ICICI Pru iCare II provides protection to your family. It ensures that they will lead their lives comfortably without any financial worries, even in your absence. In the unfortunate event of death during the policy term, your family will receive a lump sum amount called Life Cover.
With this plan, you also get the option for extra protection in case of death due to accident.
How much money will my family receive in my absence?
Your loved ones will receive a lump sum amount in your absence according to the benefit option chosen by you:
Get tax benefits
With this plan, you can reduce your taxable income by paying up to Rs. 1.5 lakh under Section 80C. This will help you save tax. The amount received on death is also tax free*.
*Tax benefits under the policy are subject to conditions under Section 80C, 10(10D) and other provisions of the Income Tax Act, 1961. Applicable taxes will be charged extra as per prevailing rates. Tax laws are subject to amendments from time to time.
Product Snapshot
Your loved ones mean everything to you. Wouldn't you want to ensure that nothing ever comes in the way of their dreams? ICICI Prudential Life Insurance offers ICICI Pru iCare II, a plan that secures your family in your absence.
Product Information
Product at a Glance - ICICI Pru iCare II
This plan allows you to choose the number of years for which you wish to pay premiums.
Details
How many times do I have to pay premium?
You have to pay the premium once under One Pay option and throughout the policy term under Regular Pay option.
For how long will I be covered under this plan?
Under Regular Pay, you can choose to be covered for 5 to 67 years.
Under One Pay, you can choose to be covered for either 5 or 10 years.
In case of Regular Pay with Accidental Death Benefit (option II), you can choose to be covered for 5years to 62 years
How much premium can I pay?
You have to pay a minimum premium of Rs. 2,400 (excluding taxes).
At what age can I start this plan?
The minimum age to start this plan is 18 years and the maximum age is 65 years.
Covered
With this plan, you can reduce your taxable income by paying up to Rs. 1.5 lakh under Section 80C. This will help you save tax. The amount received on death is also tax free*.
