Sign-in / Sign-up
Any individual or group of individuals ( through employer association and institution etc) aged between 5 and 70. Subject to medical examination at 70 a person can be covered up to 80.
We Cover
Physical loss to an individual due to an accidental injury ( including fatal)
Who can be Insured ?
Any individual or group of individuals ( through employer association and institution etc) aged between 5 and 70. Subject to medical examination at 70 a person can be covered up to 80.
Insured against what risk ?
Death or disablement from accidental bodily injury ( anywhere in the world).
WHAT WILL POLICY PAY AND HOW MUCH?
On payment of extra premium medical expenses incurred up to 25 % of claim or 10 % of Sum Insured can be covered.
Policy also pays for education fund for dependent children (2) of deceased insured and expenses of carriage of dead body of insured from accident site ( as per details in policy)
Attractive cumulative bonus at the time of renewal by way of increasing the Sum Insured by 5 % for each completed claim free year of insurance ( maximum of 50 % CSI ) without collecting extra premium as per policy.
WHAT WILL POLICY NOT PAY?
Policy will not pay under below circumstances:
Compensation under more than one clause for same period of disability not exceeding capital sum insured
Any payment after admission of a claim for 50 % / 100 % of Capital Sum Insured
Any claim in the same period of insurance exceeding the Capital Sum Insured
Suicide attempt there at VD criminal breach of law accidental death/injury under influence of liquor/drugs
Pregnancy related claim
War and nuclear perils
