e@Secure Insurance

e@Secure Insurance
What if we told you that every second you spend online means a greater chance of exposing your valuable information to malicious activities and threats? After all, in India every 10 minutes a cyber crime is reported. But, don't let cybercrime hold you back. Make the most of the internet; get insured and browse without a care!

Reasons to choose e@Secure Insurance

Family cover
Don't let cyber crimes wreak havoc on your family's mental and emotional health. Let your family browse worry-free by securing yourself, your spouse, and two dependent children (regardless of age) from cyber criminals.

All Device Covered
Today, all of us are plugged-in and synced across multiple devices. But you need not worry about insuring all of them separately. HDFC ERGO's e@Secure provides cover for all devices under a single insurance plan.

100% Coverage
Worried about threats to credit/debit cards, bank account or e-wallets? Well, here's why you need not be. Our e@Secure Insurance covers losses that you might incur due to fraudulent online transactions.

Covers Legal Expenses
Protect yourself and your family from the dark side of the worldwide web with our e@secure insurance that helps you get the right legal advice and more.

What's Included?

Unauthorised Online Transactions
Protect your hard - earned money with a plan that provides you with a 100% cover against fraudulent online purchases on your bank account, credit/ debit card or your e-wallet.

Phishing & email Spoofing
Don"t loose money through phishing and email spoofing. With E@Secure, get cover for phishing up to 15% and 25% for e-mail phishing of the limit respectively Policy pays for the suffered financial loss due to the said attacks.

Damage to e-reputation
It takes only a few seconds for a troll to tarnish your reputation in the digital world. With e@secure stay shielded against such threats.

Identity theft
You never know how an impostor may tarnish your image within seconds. Get our e@Secure and safeguard yourself against this threat.

Cyber bullying
Protect yourself and your loved ones against cyber bullying by getting a cover of up to 10% of the policy limit with HDFC ERGO e@Secure insurance.

e-Extortion
Protect yourself against blackmailers and ransomware attacks with e@Secure that provides coverage of up to 10% of the policy limit against online extortion

What's not Included?

Intentional Loss
We won't be able to compensate for a fraudulent act that is intentional/deliberate.

Pre-existing Loss
The benefits of our partnership only begin once you sign up for the policy. Not much we can do for you before that.

Unexplained Loss
There's nothing more intriguing than solving a mystery. But losses that cannot be explained or traced, or mysterious disappearances, aren't covered under e@Secure.

Delayed Claims
While we believe in helping you claim what's yours, we, unfortunately, won't be able to do much about claims reported after six months of occurrence.

Offline activity
While we promise to protect you in the digital space, we're afraid there's not much we can do in the offline space under this plan.

Add on Covers

Family cover
Secure your family online as you do in real life with protection against loss/damage arising from internet usage. Protect yourself, your spouse, and your two children (without any age limit) and ensure complete digital security for the entire family.

How does it work?
If in case any of your family member suffers any loss or damage from internet usage (through any of the events specified in the coverages), you can rely on E@Secure to provide you with the required cover.

Cover for malware
As you lock your house doors, secure your digital assets too. Get protection against corruption and destruction of digital assets by malware. This add-on compensates for replacement expenses to the extent of 10% of the policy limit.

How does it work?
If you suffer any loss due to corruption of your digital assets caused by the introduction of malware into your system, we'll pay for the replacement expenses incurred in restoring your assets (with coverage of up to 10% of the policy limit).