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A health insurance plan meant for families with multiple benefits.
Highlights
Affordable Policy for Family
Affordable health insurance policy for the family.
Floater basis
Sum insured on Floater basis.
Ambulance Charges
Ambulance charges for emergency hospitalization
Day-care procedures cover
Cover for specified day care procedures.
Lifelong Renewals
Lifelong Renewals guaranteed
Pre & post hospitalization cover
Cover for pre-hospitalization and post hospitalization.
Benefits
Hospitalization Cover: Protects the insured for in patient hospitalization expenses for a minimum of 24 hrs. These expenses include room rent, nursing and boarding charges, Surgeon, Anesthetist, Medical Practitioner, Consultants, Specialist Fees, Cost of Medicines and Drugs.
Ambulance charges for emergency transportation to hospital as per specified limits.
Pre-Hospitalization expenses up to 30 days prior to admission in the hospital.
Post-hospitalization paid as lump-sum up to the limit specified.
Specified Day-care procedures covered.
Specified Diseases are covered up to the specified limits
Coverage for Modern Treatment
Eligibility
Any person between 5 months and 65 years of age at the time of entry can take this insurance.
This policy is on floater basis. Family for the purpose of this policy means self, spouse and dependent children.
General Terms
Pre-Existing Diseases / Illness:
They are covered after 48 months of continuous Insurance without break with any Indian Insurance Company.
Pre-acceptance medical screening:
Persons above 50 years will be required to undergo pre-acceptance medical screening at the Company nominated centers. Cost of screening is currently borne by the company.
Tax Benefits:
Amount paid by any mode other than by cash for this insurance is eligible for relief under Section 80D of the Income Tax Act.
Free Look Period:
A free look period of 15 days from the date of receipt of the policy is available for reviewing the policy terms and conditions. In case insured is not satisfied he can seek cancellation of the policy and in such event the Company will allow refund of premium after adjusting the cost of pre-acceptance of medical screening , stamp duty charges and proportionate risk premium for the period concerned provided no claim has been made until such cancellation. Free look cancellation is not applicable at the time of renewal.
Star Advantages
No Third Party Administrator, direct in-house claim settlement
Faster and hassle-free claim settlement
Cashless hospitalization
Network of more than 10200+ hospitals across India
Covered Specified day care treatment
Specified Day-care procedures covered
Upto the limit specified
Post-hospitalization paid as lump-sum upto the limit specified
Up to 30 days
Pre-Hospitalization expenses up to 30 days prior to admission in the hospital
Covered as per specified limits
Ambulance charges for emergency transportation to hospital as per specified limits
10200+ hospitals to serve you
Largest Network of 10200+ hospitals to serve you
This policy is on floater basis
Family Covered in this Policy
Covered after 48 months
They are covered after 48 months of continuous Insurance without break with any Indian Insurance Company
No Capping On Room Rent
Hospitalisation Cover:Protects the insured for in patient hospitalisation expenses for a minimum of 24 hrs.These expenses include room rent,nursing and boarding charges, Surgeon, Anaesthetist, Medical Practitioner, Consultants, Specialist Fees,Cost of Medicines and Drugs.
