Future Generali
Specific Health Plans
Specific Health Insurance Plans

Health Super Saver

Future Generali's Health Super Saver insurance is a one-of-its-kind health insurance product. When you buy our policy, you get a chance to unlock Super Saver Discount.

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Product Information
Future Generali's Health Super Saver insurance is a one-of-its-kind health insurance product. When you buy our policy, you get a chance to unlock Super Saver Discount.

Features Of The Product

Floater Benefit: We cover both your parents under the same policy.
Portability. Our doors are always open. So, port your existing senior citizen insurance policy with us without any hassle.

Free Look Period: We respect your choice. So, if you ever wish to cancel the policy, you can do it without any penalty within 15 days from purchase.

30 Days for Renewal: We know you are busy. So, we give you 30 grace days to renew your plan after expiry.

Additional benefits: Get a 10% upfront discount when you include your family members
Pay your premium in parts with our installment facility
Save a ton in taxes on your premium under Section 80D of the Income Tax Act We'll reimburse 100% of the medical examination expenses.

What's Covered

Inpatient Treatment
If an injury or accident sends you straight to a hospital bed, don't worry! Our policy will cover all the room rent, boarding, and nursing expenses.

Pre and Post-Hospitalization
We know that treatment isn't limited to hospitalization. That's why we offer pre-hospitalization and Post-hospitalization cover up to 60 days before admission and 90 days after discharge.

Day Care Treatment
We also have your Daycare expenses covered under our policy.

Alternative Treatment Expenses
If you're someone who believes in alternate forms of healing, we have you covered as well! We cover all the medical expenses related to Unani, Ayurveda, Siddha, and Homeopathy treatment.

Emergency Ambulance
We also see to it that you reach the hospital safely with our Emergency Ambulance cover.

Maternity Benefits
Bringing a new life doesn't have to be financially stressful. That's why our policy covers all child delivery expenses, including pre-natal and post-natal medical expenses.

Organ Donor Expenses
We also cover organ donor's treatment for organ harvesting.

Home Health Care Services
Not comfortable with getting hospitalized? Well, our policy cover home health care services as well!

Exclusions of this plan
What things are not part of the plan or product under offering?

Treatment for, Alcoholism, drug or substance abuse or any addictive condition and consequences thereof.

External Congenital Anomaly and related Illness/ defect.

Non-prescribed drugs and medical supplies, hormone replacement therapy, sex change or treatment which results from or is in any way related to sex change.

Domiciliary treatment, except for claims under Home Health care services.

Injury or Illness directly or indirectly caused by or arising from or attributable to war, invasion, act of foreign enemy, war like operations (whether war be declared or not)

Vaccination/ inoculation (except as post bite treatment)

Product Features

Day Care Treatments

less than 24 hours

Expenses incurred under Day Care Treatment requiring less than 24 hours of Hospitalisation

Post-Hospitalization

60 days

60 days prior to date of admission

Pre-Hospitalization

90 days after

90 days after the discharge from the hospital

Ambulance Charge

Rs. 1000

We will reimburse the ambulance charges up to a maximum of Rs. 1000 per Hospitalisation from Home to Hospital or between Hospitals or Hospital to Home.

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