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ICICI Pru iProtect Smart Plan is a term life insurance plan that offers coverage against disability, terminal illness, and death and protects you and your family.
ICICI Pru iProtect Smart gives you the flexibility to design your safety net so that you can protect your family's future to ensure that they lead their lives comfortably without any financial worries, even in your absence. This plan offers you the option to enhance your coverage against Accidental Death and Accelerated Critical Illnesses and hence ensuring a 360 degree cover on your life and is also available for sale through online mode.
Key features
Enhanced protection: Coverage against death, terminal illness and disability
Comprehensive additional benefits: Option to choose Accidental Death Benefit and Accelerated Critical Illness Benefit
Special premium rates for non-tobacco users
Need based benefit payout: Choose to receive the benefit amount as a lump sum or as monthly income for 10 years or a combination of both
Flexibility to pay premiums once, for a limited period or throughout the policy term
Tax Benefits may be applicable on premiums paid and benefits received as per the prevailing tax laws
Key benefits for women
1. Special premium rates for life cover and Accelerated Critical Illness Benefit
2. Covers female organ cancers such as breast cancer and cervical cancer under Accelerated Critical Illness Benefit
