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This policy is available for professionals in their individual capacities and /or as firms either on annual basis or on project basis.
Brief Description
This policy is available for professionals in their individual capacities and /or as firms either on annual basis or on project basis. The policy holder or the insured and their named employees will be indemnified for all sums they become legally liable to pay to their client as
(1) Material Damage -i.e. destruction/damage/ loss to a tangible property
(2) Construction Damage - wrong planning done by the insured.
(3) Death ,bodily injury attributable to error.
Covered Risks
All sums which the insured becomes legally liable to pay as damages to third party in respect of Errors and/or Omissions on the part of the Insured whilst rendering professional services, arising out of claims first made in writing against the insured during the policy period, including legal costs and expenses incurred with the prior consent of insurer, subject to the limits of indemnity.
Major Exclusions
When any liability arises out of any criminal act or act committed in violation of any law or ordinance, services rendered while under the influence of intoxicants or narcotics.
