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Specific Health Plans
Specific Health Insurance Plans

PBBY 2017

Policy is available to all emigrants who need Emigration clearance from the concerned Protector of Emigrants (POE) for overseas employment.

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This insurance policy is available to all Indian Citizens who apply for and obtain an emigration clearance as required under the Emigrant Act, 1983 (31 of 1983), as well as to emigrants going for overseas employment for various professions falling under work categories covered under section 2(o) of Emigration Act, 1983 (31 of 1983), irrespective of the passport category.

Policy is available to all emigrants who need Emigration clearance from the concerned Protector of Emigrants (POE) for overseas employment.

Emigrant means any citizen of India who intends to emigrate or emigrates or has emigrated but does not include

a) a dependent of an emigrant whether such dependent accompanies that emigrant or departs subsequently for the purpose of joining that emigrant in the country to which that emigrant has lawfully emigrated .

b) any person who has resided outside India at any time after attaining the age of eighteen years, for not less than three years or the spouse or child of such person. Protector of Emigrants means a Protector of Emigrants appointed under section 3 and includes a person authorized under section 5 of Emigration Act, 1983

Policy can be taken for a minimum period of two years and maximum three years. Thereafter, the policy is renewable during the period of employment contract, subject to production of proof of employment.

Product Features

Existing Illness Waiting Period

48 months

All Pre-existing Disease (whether treated / untreated, declared or not declared in the proposal form), which are excluded upto 48 months of the policy being in force. Pre-existing diseases shall be covered only after the policy has been continuously in force for 48 months

Maternity

Covered

35,000 in case of Normal delivery 50,000 in case of caesarian operation

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