Plate Glass Insurance

Highlights
It is an annual policy that covers all kinds of accidental breakages of the plate glass fixed to display windows or show cases of commercial establishments.

Scope
The policy covers the cost of making good accidental breakage of insured glass by any reason whatever, except those that are specifically excluded.

Exclusions
Fire or explosion

Earthquakes or such other convulsion of nature

Damage to frames

Cost of removal or replacement of any fittings or fixtures necessitated for replacing the broken glass

Cracked or imperfect glass

Any superficial damage or scratching

Who can take the policy?
Any person who installs plate glass of substantial value can avail of this policy.

Premium
Rate of premium depends on the type of glass, situation, previous experience and neighborhood.