New India
Specific Health Plans
Specific Health Insurance Plans

Universal Health Insurance Scheme (APL)

The Policy covers reimbursement of Hospitalization Expenses for Illness/ Injury sustained.

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Salient features of the Policy

COVERAGE: The Policy covers reimbursement of Hospitalization Expenses for Illness/ Injury sustained.

SCOPE OF COVER: HOSPITALIZATION EXPENSES
In event of any claim being admissible, following Reasonable and Customary expenses are reimbursable under the policy:

SECTION I: Hospitalization Expenses



SECTION II: Coverage for Earning Head of the family as declared in the Schedule
If the Earning Head of the family shall sustain any bodily injury resulting solely and directly from accident caused by external, violent and visible means, and if such injury shall within six calendar months of its occurrence lead to death then the Company shall pay to the Insured a sum of Rs.25,000/-.

SECTION III: Disability Compensation for earning Head of the Family
Disability compensation at the rate of Rs. 50/- per day up to maximum of period of 15 days in a policy year with a time excess of 3 days is payable if the Earning Head of the family is hospitalized due to accident/diseases/illness for which there is a valid claim admitted under Section I of the Policy.

Product Features

Family Floater Option

Covered

Family Covered in this Policy

Hospital Room Eligibility

Covered Upto to 0.5% of Sum Insured per day

Covered Upto to 0.5% of Sum Insured per day

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