New India Sixty Plus Mediclaim Policy

Salient features of the Policy in brief.

Sum Insured: 2,3 & 5 Lakhs.

Entry age for the policy is 60-80 Years.

Attendant benefit of maximum of Rs. 800/day or actual whichever is less, up to Rs. 5,000/-, Rs. 7,000/- & Rs. 10,000/- per

hospitalization for 2,3 & 5 Lakhs Sum Insured respectively.

Co-Pay of 10% is mandatory. For an additional co-pay of extra 10% i.e. for the total co-pay of 20% a discounted premium will be charged.

If only single women senior citizen gets covered under the policy, then a discount of 5% will be given on the primary member's premium.

Children can take the Policy for their Parents for availing higher tax benefit under 80D for senior citizens.

At least one of the covered member should be a senior citizen i.e for example, If the Husband (Primary Member) is of 61 Years and

Spouse is 55 Years, they both can be covered in this Policy.

Pre & Post Hospitalization expenses of 30 days, 60 days respectively subject to the maximum limit of 10% of the Sum Insured

No accrual of fresh Cumulative Bonus(CB) under the New India Sixty Plus Mediclaim Policy, however the accrued CB, if any, from the migrating policies can be carried over as CB Buffer.

In the event of unfortunate death of one of the insured, the other person can continue under the policy even if he/she is below 60 years of age. In case the remaining person covered in the policy is female, she will become the primary member and will be entitled for a discount of 5% as stated in point 5.

For fresh policies Health Checkup is Mandatory. If the proposal is accepted, then 50% of the cost of medical checkup will be reimbursed.