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New India Floater Mediclaim policy is available to persons between the age of 18 years and 65 years.
New India Floater Mediclaim policy is available to persons between the age of 18 years and 65 years. Children can also get covered under the policy from age of 3 months to 25 years provided they are financially dependent. Lifelong renewal is available provided the policy is renewed on time. The Proposer can choose Sum Insured from Rs. 2, 3, 5, 8, 10, 12 and 15 Lakhs. All the entitled members covered under the policy can avail single Sum Insured towards Hospitalization Expenses on floater basis.
Minimum two members and Maximum six members can be covered in this policy.
Highlights of this Policy
Cumulative Bonus @25% SI for claim free year with Max 50% of SI.
New Born Baby cover
Critical Care Benefit - 10% of the Sum Insured.
Midterm inclusion of newly married spouse.
Cataract claims, up to 10% of Sum Insured or Rs. 50,000 whichever less, for each eye.
Ayurvedic/Homoeopathic/ Unani treatments are covered, up to 25% of the Sum Insured
Ambulance Charges at the rate of 1% of the Sum Insured.
Hospital Cash at the rate of 0.1% Sum Insured per day, up to a maximum of 1% Sum Insured.
Optional Cover I: No Proportionate Deduction
Optional Cover II: Maternity Expenses Benefit for Sum Insured 5 Lakhs and Above (Maximum of 10% of the average SI of the Insured Person in the preceding three years)
Optional Cover III: Revision in Limit of Cataract (For 8 Lakhs & above SI revised limit for Cataract will be 10% of the Sum Insured)
139 Day Care procedures are covered.
HOW TO CALCULATE THE PREMIUM?
Select the desired Sum Insured.
The premium payable is determined on the respective Age of the members for the chosen Sum Insured.
A discount will be applied based on the number of members covered, as under:
Covered Up to 25% of the Sum Insured
Ayurvedic/Homoeopathic/ Unani treatments are covered, up to 25% of the Sum Insured
Covered Up to 10% of Sum Insured
Cataract claims, up to 10% of Sum Insured or Rs. 50,000 whichever less, for each eye.
Covered 139 day care treatment
139 Day Care procedures are covered
Covered 1% of the Sum Insured.
Ambulance Charges at the rate of 1% of the Sum Insured
Covered
Family Covered in this Policy
Covered @25% SI for claim free year
Cumulative Bonus @25% SI for claim free year with Max 50% of SI
Covered 10% of the average SI (Optional Cover)
Maternity Expenses Benefit for Sum Insured 5 Lakhs and Above (Maximum of 10% of the average SI of the Insured Person in the preceding three years)
