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This policy is designed to cover individual or group of people against both death and disablement (total/permanent/partial) from accidental bodily injury.
This policy is designed to cover individual or group of people against both death and disablement (total/permanent/partial) from accidental bodily injury. The cover is worldwide.
Coverages:
Death only (equivalent to sum insured). The sum insured will get double if death results from accident while traveling in commercial aircraft/cruise (ship) as a fare paying passenger.
Loss of two limbs / two eyes or one limb and one eye (equivalent to S.I).
Loss of one limb or one eye (equivalent to 50% of S.I).
Permanent Total Disablement from Injuries other than those named above (Equivalent to S.I).
Permanent Partial Disablement (PPD) - % of CSI. (Equivalent to % of
sum insured as per table)
Medical Expenses Rs. 5000 per amputation.
Personal Accident cover for Individual/Family:
The total capital sum insured in respect of a person should not exceed 60 months salary/income from present occupation. Income from property, shares etc. will not be taken into account.
i) Earning member (Person Insured) C.S.I. for each as per norms
ii) Spouse (If not earning member)
iii) Dependent Children (Between the age of 5 And 25 years)
10% Discount on premium applied on "FAMILY PACKAGE"
Coverage
Age of the insured person 5-70 Year
Group Personal Accident Policy-Similar coverages, exclusions, terms & conditions are applied for GPA also.
