Group Multi Guard Personal Accident

A Small Step That Goes A Long Way In Building Employee Loyalty. Life Is Very Unpredictable. You Would Want To Make Sure That Your Organization's Most Valuable Assets, Your Employees, Are Protected Against Such Vagaries Of Life. Tata AIG General Insurance Company Limited Group Multi Guard Personal Accident Policy Helps You Do Just That. It Will Cover Your Employees At A Low And Affordable Price And Be Of Great Help In Instances Of Hospitalization, Disability And Even Unfortunate Death Resulting From Accidents. What's Important, It Involves No Major Costs For Your Organization, But Goes A Long Way In Cementing Their Belief In You.

Key Features
24 hour, 365 days a year worldwide Accidental Death and Dismemberment coverage

Double cover in case of Accidental death or dismemberment by common carrier, like bus, train etc.

Triple cover in case of Accidental death or dismemberment occurring by National disaster (Flood, Landslide and volcanic eruption)

Daily Cash benefit in case of hospitalization due to an accident.

Flexibility - 4 levels of coverage

Benefits
The GPA Policy covers:

Accidental Death and Dismemberment Benefit up to Rs. 500,000/-

Accidental Death & Dismemberment Common Carrier up to Rs. 1000000/-

Accidental Death & Dismemberment - Natural Disaster up to Rs. 1500000/-

Accident Medical Expenses up to Rs. 5000/-

Permanent Total Loss of Use including Permanent Total Disability up to Rs. 500000/-

Accident Hospital Cash per day up to Rs. 1000/- (Max up to 30 days)

Repatriation of Remains up to Rs. 5000/-

Exclusions

The main exclusions include suicide, military service or operations, war, terrorism, illegal act, bacterial infections, disease, AIDS, dangerous sports etc.