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A Top-Up Plan Providing Extra Coverage Is What Your Family Needs To Lead A Relaxed Carefree Life.
A Top-Up Plan Providing Extra Coverage Is What Your Family Needs To Lead A Relaxed Carefree Life. Our Medi plus Top-Up Plan Is That Security Umbrella That Buffers You And Your Loved Ones Against Any Unforeseen Medical Situations.
Features that make this a must-have policy
Day care procedures: You receive coverage for up to 140 day care procedures that do not need hospitalization.
Dental coverage: If you undergo any dental treatments owing to an accident or illness, then you are covered under the policy
Flexibility: Life will be easier with this policy in hand thanks to a hassle-free claim process, easy portability, lifelong renewal as well as ambulance charges coverage of up to Rs 2,000.
Tax Saving: Under section 80D of IT Act 1961, you can claim tax deduction of up to Rs 25,000 on insuring yourself/spouse/children and up to Rs 30,000 for parents (senior citizens).
Reasons that make this the # Right Insurance
Besides access to over 3,000 network hospitals, Medi plus also offers:
Everyone covered: It covers everyone from a 91-day-old baby to those who are 65 years old.
Save money with discounts: You pay 10% less premium if you cover two or more family members with the policy. And if you opt for a 2-year policy, you can avail another 7.5% discount.
Cover up to7 people: You can buy a single policy that covers you, your spouse, three children, and your parents.
In-patient treatment: The policy covers the costs of room rent, ICU, and nursing. The coverage also extends to medicines, drugs, and consumables.
Organ transplant: Receive coverage for in-patient expenses incurred by the organ donor while harvesting the organ as well as the costs incurred by the recipient.
Pre- and post-hospitalization: The policy covers the costs of medical expenses incurred 60 days prior and up to 90 days after hospitalization.
Domiciliary treatment: You may need medical care at home for a condition that otherwise requires hospitalization. Provided this care is based on your physician's advice, the policy will cover the costs.
Exclusions
You indulge in drug or alcohol abuse.
You suffer from any pre-existing disease and any complication arises from it.
In case of self-inflicted injury or illness.
There are conditions related to HIV/AIDS.
There's a war or exposure to toxic or radioactive substances.
There are congenital medical conditions, pregnancy and/all related conditions.
Covered 140 day care treatment
You receive coverage for up to 140 day care procedures that do not need hospitalization
90 days
The policy covers the costs of medical expenses up to 90 days after hospitalization.
60 days
The policy covers the costs of medical expenses incurred 60 days prior hospitalization.
Covered
If you undergo any dental treatments owing to an accident or illness, then you are covered under the policy
Covered
Family Covered in this Policy
No Capping On Room Rent
The policy covers the costs of room rent, ICU, and nursing. The coverage also extends to medicines, drugs, and consumables
Available
You may need medical care at home for a condition that otherwise requires hospitalization. Provided this care is based on your physician's advice, the policy will cover the costs.
