Tata AIG Medicare

Let's get you started on your Health insurance journey Even if you are careful and methodical, you are likely to face at least one medical emergency in your lifetime. These can cause a great deal of mental and physical discomfort, but that's not all -they often bring a whole lot of financial problems in their wake.

Tata AIG provides you with extensive yet simplified health insurance policies based on your requirements.

Take a look at what we offer-
Coverage for covid treatment
Cashless hospitalization at 5800+ hospitals
No room rent restrictions on MediCare Premier/MediCare
Restore Benefits
In-patient Treatment
Consumable Benefits
Cumulative Bonus

Our Tata AIG Medi Care health insurance plans can be classified into three: Tata AIG Medi Care, Tata AIG Medi Care Protect, and Tata AIG Medi Care Premier-

Tata AIG Medi Care If you are looking for a policy that offers amazing benefits and is pocket-friendly, your search ends right here. opt for this policy and get extra benefits like global cover, coverage for bariatric surgery and more. This policy offers multiple sum insured options ranging from 3 lacs to 20 lacs.

Tata AIG Medi Care Here's a policy that offers all-rounded safety for you and your family. Buy now and unlock additional coverages like high-end diagnostic, OPD dental treatment, emergency air ambulance and much more. This policy offers multiple sum insured options ranging from 5 lacs to 50 lacs.

Tata AIG Medi Care Protect This policy is best suited for those who need a plan that covers basic pre- and post-hospitalization expenses.

[B]Advantages Of TATA AIG Insurance

Port with ease
We understand that there are circumstances in which you might want to try another provider. The process of insurance Portability is extremely simple with TATA AIG.

Income Tax Benefits
Save up to 75,000 under section 80D of the Income Tax Act, 1961.

Hospital network
With our large network of 7200+ partnering hospitals across India, we are committed to giving you quality healthcare.

Organ Donor coverage
Medical and Surgical expenses covered for harvesting the Organ, when an insured is the recipient.







What's Not Covered

Medical exclusions:

Plastic surgery or cosmetic surgery unless necessary as a part of medically necessary treatment certified by the attending Medical Practitioner for reconstruction following an Accident, Cancer or Burns.

Rest cure, sanatorium treatment, rehabilitation measures, private duty nursing, respite care, long-term nursing care or custodial care.

All preventive care, vaccination including inoculation and immunizations (except in case of post- bite treatment and other vaccines explicitly covered);

Hospitalization purely for enteral feedings (infusion formulae via a tube into the upper gastrointestinal tract) and other nutritional and electrolyte supplements, unless certified to be required by the attending Medical Practitioner as a direct consequence of an otherwise covered claim.

Experimental and Unproven treatments, Rotational Field Quantum Magnetic Resonance (RFQMR), External Counter Pulsation (ECP), Enhanced External Counter Pulsation (EECP), Chelation therapy, Hyperbaric Oxygen Therapy.

Non-Medical Exclusions:

Charges incurred at a Hospital primarily for diagnostic, X-ray or laboratory examinations not consistent with or incidental to the diagnosis and treatment of the positive existence or presence of any Illness or Injury, for which confinement is required at a Hospital.

Items of personal comfort and convenience like television (wherever specifically charged for), charges for access to telephone and telephone calls, internet, foodstuffs (except patient's diet), cosmetics, hygiene articles, body care products and bath additive, barber or beauty service, guest service.

Treatment rendered by a Medical Practitioner which is outside his discipline,

Doctor's fees charged by the Medical Practitioner sharing the same residence as an Insured Person or who is an immediate relative of an Insured Person's family

MediCare Protect Exclusions

Medical exclusions:

Hospitalization purely for enteral feedings (infusion formulae via a tube into the upper gastrointestinal tract) and other nutritional and electrolyte supplements, unless certified to be required by the attending Medical Practitioner as a direct consequence of an otherwise covered claim.

Experimental and Unproven treatments, Rotational Field Quantum Magnetic Resonance (RFQMR), External Counter Pulsation (ECP), Enhanced External Counter Pulsation (EECP), Chelation therapy, Hyperbaric Oxygen Therapy.

Dental treatment or surgery of any kind unless as a result of Accidental Bodily Injury to natural teeth and also requiring hospitalization

Pregnancy, voluntary termination of pregnancy, maternity or birth (including caesarean section) except in the case of ectopic pregnancy in relation to - Inpatient Hospitalization only and miscarriage due to accident

Non-Medical Exclusions:

Doctor's fees charged by the Medical Practitioner sharing the same residence as an Insured Person or who is an immediate relative of an Insured Person's family.

Provision or fitting of hearing aids, spectacles or contact lenses including optometric therapy,

Any treatment and associated expenses for alopecia, baldness, wigs, or toupees, medical supplies including elastic stockings, diabetic test strips, and similar products.

Any treatment or part of a treatment that is not of a reasonable charge, not medically necessary; drugs or treatments which are not supported by a prescription.

Crutches or any other external appliance and/or device used for diagnosis or treatment (except when used intra-operatively and explicitly stated and covered in the policy).

MediCare Premier Exclusions

Medical exclusions:

Admission primarily for diagnostic and evaluation purposes only

Venereal disease, sexually transmitted disease or illness.

Sterility, treatment whether to effect or to treat infertility; any fertility, sub-fertility or assisted conception procedure; surrogate or vicarious pregnancy; birth control, contraceptive supplies or services including complications arising due to supplying services.

Laser treatment for correction of eye due to refractive error

Aesthetic or change-of-life treatments of any description such as sex transformation operations, treatments to do or undo changes in appearance or carried out in childhood or at any other times driven by cultural habits, fashion or the like or any procedures which improve physical appearance.

Plastic surgery or cosmetic surgery unless necessary as a part of medically necessary treatment certified by the attending Medical Practitioner for reconstruction following an Accident, Cancer or Burns.

Rest cure, sanatorium treatment, rehabilitation measures, private duty nursing, respite care, long-term nursing care or custodial care.

Non-Medical Exclusions:

Charges incurred at a Hospital primarily for diagnostic, X-ray or laboratory examinations not consistent with or incidental to the diagnosis and treatment of the positive existence or presence of any Illness or Injury, for which confinement is required at a Hospital.

Items of personal comfort and convenience like television (wherever specifically charged for), charges for access to telephone and telephone calls, internet, foodstuffs (except patient's diet), cosmetics, hygiene articles, body care products and bath additive, barber or beauty service, guest service

Treatment rendered by a Medical Practitioner which is outside his discipline

Doctor's fees charged by the Medical Practitioner sharing the same residence as an Insured Person or who is an immediate relative of an Insured Person's family.

Provision or fitting of hearing aids, spectacles or contact lenses including optometric therapy unless explicitly stated and covered in the policy