Long Term Two Wheeler Insurance

The Biggest Reason Behind Why Your Two-Wheeler Might Not Be Insured Right Now Is The Fact That We Often Forget To Renew It After The Policy Year Ends. Either That Or It's Too Much Effort To Remember To Do It Every Year. But That Ends With Long Term Two-Wheeler Policy That Allows You To Insure Your Vehicle For Two Or Three Years.

Key Features

Own Damage: indemnify the Insured against loss or damage to the vehicle insured
I. by fire explosion self-ignition or lightning;
II. by burglary housebreaking or theft;
III. by riot and strike;
IV. by earthquake (Fire and Shock Damage);
V. by flood typhoon hurricane storm tempest inundation cyclone hailstorm frost;
VI. by accidental external means;
VII. by malicious act;
VIII. by terrorist activity;
IX. whilst in transit by road rail inland -waterway lift elevator or air;
X. by landslide rockslide.

Other Features

Liability to Third Party death of or bodily injury to any person including occupants carried in the insured vehicle Unlimited Third Party Property Damage up to INR 100,000

Personal Accident Cover to Owner Driver - CSI 15,00,000

Exclusions

Consequential loss, depreciation, wear and tear, mechanical or electrical breakdown failures or breakages;

Damage to Tyres and Tubes unless the vehicle is damaged at the same time in which case the liability of the Company shall be limited to 50% of the cost of replacement.

Loss of or damage to accessories by burglary housebreaking or theft unless the vehicle is stolen at the same time; and

Any accidental loss or damage suffered whilst the insured or any person driving the vehicle with the knowledge and consent of the insured is under the influence of intoxicating liquor or drugs.

Any accidental loss damage and/or liability caused sustained or incurred outside the Geographical Area.

Any claim arising out of any contractual liability.

Any accidental loss damage and/or liability caused sustained or incurred whilst the vehicle insured herein is (a) Being used otherwise than in accordance with the Limitations as to Use or (b) Being driven by or is for the purpose of being driven by him/ her in the charge of any person other than a Driver as stated in the Driver's Clause.