Pramerica
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Pramerica Life Smart Wealth+

creating investment opportunities, thereby facilitating a financially secure and protected future for your loved ones.

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Pramerica Life Wealth+ Ace
Pramerica Life Wealth+ Ace a Single Premium Unit Linked Insurance Plan, assists you in achieving your planned milestones by creating investment opportunities, thereby facilitating a financially secure and protected future for your loved ones.

Reasons to buy this plan
One - time Investment
Opportunity for Wealth Creation and Accumulation
Connect with a financial professional

Persistency Units
The Company will add persistency units to your unit account at the end of every 5th year starting from 10th Policy Anniversary, provided they fall within the Policy Term

Systematic Transfer Plan
Avail the option of investing specific amounts on monthly intervals basis, through our 'Systematic Transfer Plan'

Know about this plan
Maturity Benefit
On maturity, fund value including the value of persistency units will become payable.

Death Benefit
In the event of death, the Policy pays higher of, Sum Assured* less partial withdrawals (if applicable) or Fund Value (including the value of persistency units) or 105% of Premiums paid till date of death.

Systematic Transfer Plan (STP)
With Systematic Transfer Plan (STP), you can invest a specific amount in a regular fashion in one or more of the four funds mentioned below,

Persistency Units
As our commitment towards your wealth creation objective, while the Policy is in force.


Choice of Investment Funds
You have an option to choose from four funds to invest your money in. You can look at the investment objectives of each of our funds and match those with your investment goals and then decide the proportion of money you would like to invest in each of them. If you are opting for more than one fund, the minimum investment in any fund should be at least 10% of the Single Premium paid. The funds and fund objectives are as follows:


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