Pramerica Life Wealth+ Ace

Pramerica Life Wealth+ Ace
Pramerica Life Wealth+ Ace a Single Premium Unit Linked Insurance Plan, assists you in achieving your planned milestones by creating investment opportunities, thereby facilitating a financially secure and protected future for your loved ones.


Reasons to buy this plan
One - time Investment
Opportunity for Wealth Creation and Accumulation
Connect with a financial professional



Plan benefit
Maturity Benefit
On maturity, fund value including the value of persistency units will become payable.

Death Benefit
In the event of death, the Policy pays higher of, Sum Assured* less partial withdrawals (if applicable) or Fund Value (including the value of persistency units) or 105% of Premiums paid till date of death. *Sum Assured will be reduced to the extent of partial withdrawals made in the last 2 years immediately preceding the date of death. The policy will terminate on payment of death benefit.

Systematic Transfer Plan (STP)
With Systematic Transfer Plan (STP), you can invest a specific amount in a regular fashion in one or more of the four funds mentioned below, and decide the proportion of money you would like to invest in each fund at monthly intervals subject to minimum of 10% of single premium. This gives you the advantage of rupee cost averaging. You buy more units when markets are down and fewer units when markets are up, thereby reducing the average cost of purchase of units in the funds selected by you. Apart from choosing the amount, the Policyholder also needs to choose the duration/ period over which he/she would like to avail STP from the available options of 6 or 12 months.

Persistency Units



Choice of Investment Funds
You have an option to choose from four funds to invest your money in. You can look at the investment objectives of each of our funds and match those with your investment goals and then decide the proportion of money you would like to invest in each of them. If you are opting for more than one fund, the minimum investment in any fund should be at least 10% of the Single Premium paid. The funds and fund objectives are as follows: