HDFC Life Easy Health

HDFC Life Easy Health Plan - Critical Illness Health Plan for Family

Every aspect of your life is dependent on your good health. Due to changing lifestyles, health issues have escalated, thus imposing extra financial burden on the family. It becomes imperative therefore to have an online health insurance product in place, to ensure that no matter how critical your illness, it does not impair your financial security.

Keeping the above in mind, we have developed a health insurance product and mediclaim policy for family, parents as well as individuals which will provide a lump sum amount if you are hospitalized or undergo any Surgical Procedure or are diagnosed with Critical Illness.

What is this product about?
Critical illness insurance provides a lump-sum payment in-case the policyholder is diagnosed of a health related condition of a serious nature. Some of these common critical illnesses include: Heart attack, Cancer, Paralysis, Coronary artery bypass surgery, Major organ transplant (e.g. heart, lung, liver, pancreas), Stroke, Kidney Failure.

Why you need this plan?
1. Healthcare costs have been growing faster than general inflation in the last decade.
2. Episodes of critical illness, hospitalization, and medical procedures can happen to anyone, anytime
3. Enjoy high cover at an affordable premium
4. Get protection from well defined benefits
5. HDFC life Easy Health can work like a top up to your already existing health plan too

Features
1. Comprehensive, fixed benefit, health insurance plan and mediclaim policy for family that provides coverage against Critical Illness, Surgeries & Hospitalization
2. Flexibility to choose between 1, 2 or all 3 benefits. Customize your health plan based on your requirement by opting any one of 7 Plan Options
3. Lump sum payout upon diagnosis of any one of 18 Critical Illnesses
4. Lump sum payout against 138 Surgical Procedures
5. Daily Hospital Cash Benefit in case of hospitalization with HDFC Life Easy Health Plan
6. Simplified issuance process, no requirement to undergo any medicals
7. Flexibility to pay Regular or Single premium based on your convenience
8. Tax Benefits subject to provisions contained under Section 80D of the Income Tax Act 1961

Benefits
Choose ANY or ALL of the following benefit options to avail of HDFC Life Easy Health.

Daily Hospital Cash Benefit*
1. 1% and 2% of sum insured shall be payable per day in case of Hospitalization on admission into Non ICU room and ICU Room respectively
2. Benefit payable shall be for a maximum of 20 days (for Non ICU room) and 10 days (for ICU room) per year
3. Benefit payable shall be for a maximum of 60 days (for Non ICU room) and 30 days (for ICU room) during the policy term

Surgical Benefit*
1. Lump sum payout up to 100% of the Sum Insured against 138 surgeries, based on the severity of the surgery

Critical Illness Benefit*
1. 100% of the Sum Insured shall be payable in case diagnosed with any one of 18 Critical Illnesses specified

HDFC Life Easy Health Plan
HDFC Life Easy Health - a cashless health insurance that let's you customise your plan as per your needs. Avail Daily Hospital Cash Benefit, Surgical Benefit and Critical illness Benefit for just Rs 24 per day*.

*Annual Premium amount of Rs. 8,516 for Male, 35 years of age, for Rs. 3 lacs Sum Insured, Daily Hospital Cash Benefit, Critical Illness Benefit and Surgical Benefit, inclusive of taxes, for online purchase only (Rs. 8,516/365 days = Rs. 23.3 approx.)