HDFC Life Sanchay

HDFC Life Sanchay

Life is full of responsibilities and as a responsible individual you aspire to build a financially secured life for your loved ones. Guaranteed Returns helps you to fulfill your responsibility with ease. Presenting HDFC Life Sanchay, a non-participating insurance plan, that offers guaranteed benefits along with flexibility to choose your investment horizon.

Features
1. Non Participating Traditional Plan with Guaranteed Benefits
2. Premium payment for limited period of 5, 6, 8 and 10 years or pay once under Single Pay
3. Flexibility to choose policy terms ranging from 5 to 20 years for Single Pay or 10, 12 and 15 years to 40 years for Limited Pay
4. Guaranteed Additions of 8% or 9% of Sum Assured on Maturity to your maturity benefit, accrued at simple rate for each completed policy year
5. The total Guaranteed Maturity Benefit will be between 140% to 460% of Sum Assured on Maturity provided all due premiums have been paid
6. The flexibility to choose premium payment frequency i.e. monthly/quarterly/half-yearly/annually
7. EMI available for HDFC Bank Credit Card holders.
8. Get additional protection by opting for HDFC Life Critical Illness Plus Rider that provides Rider Sum Assured in case diagnosed with any of the 19 Critical Illnesses

Benefits

Benefits Available Under HDFC Life Sanchay
1. Limited premium paying term of 5, 6, 8 and 10 years or pay once under Single Pay with flexibility to choose policy terms ranging from 5 to 20 years for Single Pay or 10, 12 and 15 years to 40 years for Limited Pay
2. Financial Protection against untimely demise, throughout the policy term
3. Guaranteed1 Benefits of 140% to 460% of the Sum Assured on Maturity depending upon the policy term
4. You can opt for hassle-free issuance on the basis of a Short Medical Questionnaire eliminating tedious medical tests

1Provided the policy is in force and all due premiums are paid.

Subject to provisions, as per Income Tax Act 1961. Tax benefits are subject to changes in tax laws.