Saral Suraksha Bima (Micro Insurance Policy)

Policy Coverage
Saral Suraksha Bima (Micro Insurance) undertakes to pay a lump sum amount of as selected by the proposer on happening of an eventuality covered in the policy.

The policy pays one-time payment equal to the Sum Insured on diagnosis of any of the listed five Critical Illnesses, Accidental Death and Permanent Total Disablement resulting from an accident.

What is covered under the Policy?
The policy shall pay to you on happening of below mentioned contingencies.

Section 1 - Critical Illness

a) Stroke resulting in permanent symptoms

b) Cancer of specified severity

c) Kidney Failure requiring regular dialysis

d) Open Chest CABG

e) Major Organ /Bone Marrow Transplant

Section 2 Personal Accident

Accidental Death:
The nominee gets a one-time payment equal to Capital Sum Insured (CSI) if the insured dies in an accident.

Permanent Total Disablement
The insured is entitled to receive the percentage of the capital sum insured as per the table of benefit if he suffers a permanent and total loss of limbs, sight in an accident.



Eligibility
Entry Age : 18 - 65yrs
Dependent Children : 10 - 25 yrs

Sum Insured
The minimum sum insured available under each section is Rs.10,000 and maximum sum insured available under each section is Rs.1,00,000