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Arogya Sanjeevani Policy provide coverage from 50,000 upto 10 lakhs for you, your spouse, your child (ren), your parents, and your Parents-in-law and will be a financial cushion in the event.
What Arogya Sanjeevani Insurance Offers?
Benefits of Arogya Sanjeevani Insurance:
Minimum sum insured is Rs.1 lac and Maximum sum insured is 5 lacs (In multiples of 50,000)
Coverage of Modern Treatments
Coverage for Ayush treatment
Pre Hospitalization expenses covered - 30 days
Post Hospitalization expenses covered - 60 days
Coverage for dental treatment due to disease or injury
Coverage for plastic Surgery due to disease or injury
Coverage for Ambulance expenses
Coverage for Day Care Treatment
Cumulative Bonus of 5% for every claim-free year up to 50%
Lifetime Renewal
60 days
Post hospitalization expenses for a period of 60 days
30 days
Pre-hospitalization expenses for a period of 30 days
Subject to a maximum of Rs.2000/- per hospitalization.
Expenses on road Ambulance subject to a maximum of Rs.2000/- per hospitalization.
Covered
Expenses incurred on hospitalization under AYUSH Treatment
Covered
Coverage for dental treatment due to disease or injury\\\\\\\\nCataract  Up to 25% of Sum Insured or Rs.40,000/- whichever is lower
48 months
Pre-Existing Diseases will be covered after a waiting period of forty eight(48) months of continuous coverage
Up to 2% of SI
Room Rent – Up to 2% of SI, subject to max of INR 5,000 per day
Increase in the sum insured by 5%
Increase in the sum insured by 5% in respect of each claim free year subject to a maximum of 50% of SI
5% applicable to claim amount admissible
Co-payment of 5% applicable to claim amount admissible and payable as per the terms and conditions of the Policy
