Group Personal Accident

What is Group Personal Accident Insurance?
A Group Personal Accident Insurance is a type of Personal Accident insurance plan that covers for a group of people who work under the same firm/ company /organization. This is often offered as a valuable benefit for employees as the premium for the same is borne by the employer. This insurance plan is also referred to as Corporate Personal Accident Insurance or Employee Personal Accident Insurance.

What this policy pays to Insured?
If during the period of insurance an insured person sustains any bodily injury or affliction because of Accident, which solely and directly causes any of the contingencies opted for as cover from amongst the sub sections listed under Sec 2.D (Coverage and Benefits) of the Policy, We would pay the benefit as specified in the attached Schedule in accordance with terms, conditions and exclusions of the Policy.

Policies can be issued in following 2 types:
Named employees / members
Unnamed employees / members

What is covered in this policy?
Death/Disappearance
Permanent Total Disability
Permanent Partial Disability
Temporary Total Disability

What Are The Add-On Coverages Available Under This Policy?
Miscarriage
Lifestyle modification
Assisted Mobility
Funeral Expenses
Medical Expense Cover
Hospital Cash
OPD Visit
Marriage Expenses
Loss of Baggage
Pending Bills Liability
Children's Education
Road Ambulance Charges
Air Ambulance Charges
Carriage of mortal remains
Travel in common carrier
Adventure sport inclusion cover