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With Annual multi-trip cover, you don't have to buy insurance for every trip. We offer you coverage for multiple trips in the period of one year, this eases your travel agenda and saves time.
Annual Multi-trip Insurance
Do you keep travelling across the globe to attend meetings, seminars or just for fun and leisure purpose? Till now, were you able to accumulate a lot of privilege miles? If yes, then it's time for you to set off to the next destination with a safety cover of HDFC ERGO Annual multi-trip cover. With Annual multi-trip cover, you don't have to buy insurance for every trip. We offer you coverage for multiple trips in the period of one year, this eases your travel agenda and saves time.
Reasons to buy HDFC ERGO Annual Multi-trip Travel Insurance
What's Included?
Medical Related Coverage
Emergency medical expenses
If there's a medical emergency, we're there with our cashless treatment facility because you've got a friend in us.
Emergency dental expenses
Did you know that dental expenses abroad can exceed your budget -trip? But worry not, our emergency dental treatment will ensure a smile in every selfie!
Medical evacuation
We will literally get you out of distressing situations with emergency medical evacuation via air/surface to the nearest hospital.
Hospital daily cash allowance
Petty hospitalisation expenses can eat into your trip money. Although medical expenses will get covered seamlessly, with hospital daily cash we look at reimbursing those little expenses as well.
Medical & Body Repatriation
In case of a death, we'll bear the cost to transfer the mortal remains to the home country.
Accidental death
We are with you not just in sickness and health but also in case of an accidental death. We will provide a lump-sum compensation to your family under such unfortunate circumstance.
Permanent Disablement
If an unfortunate accident causes permanent disability, we'll provide a lump-sum compensation to make things a little easier for you.
Baggage-related coverage
Loss of Baggage & Personal Documents
You don't want to be in a foreign country without your passport, right? Neither do we, so we will reimburse the expenses for getting a duplicate/new passport.
Loss of checked-in baggage
What's the point of vacation shopping if your luggage gets lost? Don't worry, we'll compensate you for the loss of your checked-in baggage.
Delay of checked-in baggage
You are travelling to have fun and not to wait at the baggage collection. So, if your luggage gets delayed, we'll reimburse you for the essentials while things get sorted.
Journey-related coverage
Personal liability
In a foreign land if you are accidentally liable for any third party damage, we will compensate you for the same.
Financial Emergency Assistance
Even on a solo travel you are not alone. We'll provide emergency cash in case of robbery, theft, or dacoity.
Hijack Distress Allowance
We might not be able to rescue a hijacked flight, but we'll definitely compensate you for the distress it causes you.
Flight delay
Flight delays are annoying, right? We will make it a little less so by reimbursing you for the essential purchases you make in the meanwhile.
Hotel Accommodation
Let us take care of your extended hotel accommodation while you recover from your medical emergency .
What's Not Included?
Breach of Law
Any sickness or health issues caused to due to war, injury, or a breach of the law.
Consumption of Intoxicant substances
If you consume intoxicant or banned substance, the policy shall not entertain any claims.
Pre existing diseases
If you're suffering from a disease before travelling or undergo treatment for an illness which already exists, we do not cover it.
Cosmetic and Obesity Treatment
If you or your family member choose to undergo cosmetic or obesity treatment, it stands uncovered.
Self Inflicted Injury
We apologise but if you hurt yourself or get hospitalised due to suicide attempt we shall not be able to cover you
Adventure Sports
Any injury caused due to an adventure sport remains uncovered.
WHY HDFC ERGO?
Secured Over 1 Crore+ Smiles!
Trust redefines relations at HDFC ERGO. We consistently strive to make insurance easier, more affordable and more dependable. Here promises are kept, claims are fulfilled and lives are nurtured with utmost commitment.
